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Valentine’s Day Recipes

Valentine's Day Recipes
20 Best Valentine Chocolate Chip Cookies

by admin April 3, 2019

by admin April 3, 2019

20 Best Valentine Chocolate Chip Cookies .Certain, a romantic dinner is the star of Valentine’s Day, but…
Valentine's Day Recipes
20 Ideas for Valentine Dinners at Home

by admin March 23, 2019

by admin March 23, 2019

20 Ideas for Valentine Dinners at Home .Sure, an enchanting dinner is the star of Valentine’s Day,…
Valentine's Day Recipes
The Best Ideas for Valentines Dinner Menus

by admin March 12, 2019

by admin March 12, 2019

The Best Ideas for Valentines Dinner Menus .Romantic recipes for that special someone on Valentine’s Day. Right…
Valentine's Day Recipes
20 Best Ideas Valentine Day Recipes Desserts

by admin March 6, 2019

by admin March 6, 2019

20 Best Ideas Valentine Day Recipes Desserts .Certain, a charming dinner is the star of Valentine’s Day,…
Valentine's Day Recipes
The 20 Best Ideas for Valentines Day Candy Card

by admin March 3, 2019

by admin March 3, 2019

The 20 Best Ideas for Valentines Day Candy Card .Eating Richly + Cookies & Cups Sure, a…
Valentine's Day Recipes
The top 20 Ideas About Martha Stewart Valentine Sugar Cookies

by admin December 16, 2018

by admin December 16, 2018

The top 20 Ideas About Martha Stewart Valentine Sugar Cookies .Consuming Richly + Cookies & Cups Sure,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?