Category:

Birthday Recipes

Birthday Recipes
23 Of the Best Ideas for Birthday Cake Fudge Recipe

by admin February 27, 2019

by admin February 27, 2019

23 Of the Best Ideas for Birthday Cake Fudge Recipe .In a huge mixing dish, either making…
Birthday Recipes
Best 23 Ice Cream Birthday Cake Recipe

by admin January 28, 2019

by admin January 28, 2019

Best 23 Ice Cream Birthday Cake Recipe .To make certain your sprays hold on tight to the…
Birthday Recipes
23 Best Passover Birthday Cake Recipes

by admin December 9, 2018

by admin December 9, 2018

23 Best Passover Birthday Cake Recipes .Birthdays: A time for vocal singing, balloons, as well as (certainly)…
Birthday Recipes
Top 23 Birthday Cake Popcorn Recipe

by admin October 8, 2018

by admin October 8, 2018

Top 23 Birthday Cake Popcorn Recipe .To make certain your sprays hold on limited to the glass,…
Birthday Recipes
The 23 Best Ideas for Easy Birthday Cake Recipe

by admin September 15, 2018

by admin September 15, 2018

The 23 Best Ideas for Easy Birthday Cake Recipe .Birthday celebrations: A time for singing, balloons, and…
Birthday Recipes
The Best Baby First Birthday Cake Recipe

by admin August 17, 2018

by admin August 17, 2018

The Best Baby First Birthday Cake Recipe .Birthday celebrations: A time for singing, balloons, and also (of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?