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Sad Quotes

Sad Quotes
The Best Quotes About Sad Love

by admin September 1, 2019

by admin September 1, 2019

The Best Quotes About Sad Love . When you’re feeling sad, quotes regarding despair are valuable due…
Sad Quotes
The top 24 Ideas About Sad Spongebob Quotes

by admin August 19, 2019

by admin August 19, 2019

The top 24 Ideas About Sad Spongebob Quotes . When you’re really feeling sad, quotes concerning unhappiness…
Sad Quotes
The top 24 Ideas About Sad Short Quotes

by admin August 14, 2019

by admin August 14, 2019

The top 24 Ideas About Sad Short Quotes .You can never control who you drop in love…
Sad Quotes
The Best Ideas for Sad Valentine Quote

by admin July 24, 2019

by admin July 24, 2019

The Best Ideas for Sad Valentine Quote .You can never ever regulate who you fall in love…
Sad Quotes
Best 24 Sadism Quotes

by admin April 3, 2019

by admin April 3, 2019

Best 24 Sadism Quotes . When you’re feeling depressing, quotes about unhappiness are useful since they advise…
Sad Quotes
24 Best Sad Quotes About Friends

by admin March 5, 2019

by admin March 5, 2019

24 Best Sad Quotes About Friends .You can never ever manage that you drop in love with,…
Sad Quotes
24 Ideas for Sad Quotes About Losing someone

by admin August 1, 2018

by admin August 1, 2018

24 Ideas for Sad Quotes About Losing someone .You can never regulate that you drop in love…
Sad Quotes
24 Ideas for Sadistic Quotes

by admin June 14, 2018

by admin June 14, 2018

24 Ideas for Sadistic Quotes . When you’re really feeling unfortunate, quotes regarding despair are helpful due…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?