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Romantic Quotes
23 Of the Best Ideas for Romantic Good Morning Quotes for Wife

by admin December 8, 2019

by admin December 8, 2019

23 Of the Best Ideas for Romantic Good Morning Quotes for Wife . In this collection you…
Sad Quotes
The Best Sad Quotes

by admin December 7, 2019

by admin December 7, 2019

The Best Sad Quotes .You can never control that you fall in love with, even when you’re…
Love Quotes
The Best Quotes for Her Love

by admin December 7, 2019

by admin December 7, 2019

The Best Quotes for Her Love . If the love holds true and also destined to be,…
Family Quotes
The 23 Best Ideas for Bless Family Quotes

by admin December 7, 2019

by admin December 7, 2019

The 23 Best Ideas for Bless Family Quotes .Household is just one of the most crucial, if…
Birthday Quotes Inspirations
The 25 Best Ideas for Happy Birthday Goddaughter Quotes

by admin December 6, 2019

by admin December 6, 2019

The 25 Best Ideas for Happy Birthday Goddaughter Quotes .Sending out birthday greetings has actually ended up…
Love Quotes
20 Of the Best Ideas for Love Lost Quotes

by admin December 6, 2019

by admin December 6, 2019

20 Of the Best Ideas for Love Lost Quotes . If the love holds true and also…
Leadership Quotes
The Best Quotes About Service and Leadership

by admin December 6, 2019

by admin December 6, 2019

The Best Quotes About Service and Leadership . ” Management is addressing problems. The day soldiers quit…
Romantic Quotes
23 Best Romantic Quotes From Movies

by admin December 5, 2019

by admin December 5, 2019

23 Best Romantic Quotes From Movies . In this collection you will discover: 1) enchanting quotes for…
Marriage Quotes
The Best Ideas for Compromise In Marriage Quotes

by admin December 5, 2019

by admin December 5, 2019

The Best Ideas for Compromise In Marriage Quotes . Beforehand in my life, I had a damaged…
Marriage Quotes
Best 25 Marriage Quote Images

by admin December 5, 2019

by admin December 5, 2019

Best 25 Marriage Quote Images . Beforehand in my life, I had a damaged spirit. I was…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?