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Inspirational Quotes
24 Of the Best Ideas for Inspirational Quotes About Perserverance

by admin January 26, 2020

by admin January 26, 2020

24 Of the Best Ideas for Inspirational Quotes About Perserverance . This is a quote that can…
Motivational Quotes
The top 30 Ideas About Motivational Quotes for School Students

by admin January 26, 2020

by admin January 26, 2020

The top 30 Ideas About Motivational Quotes for School Students .Effective people don’t come to be this…
Love Quotes
20 Ideas for Brotherly Love Quotes

by admin January 26, 2020

by admin January 26, 2020

20 Ideas for Brotherly Love Quotes . When you have actually discovered the one person that makes…
Marriage Quotes
The 25 Best Ideas for Marriage Humor Quotes

by admin January 25, 2020

by admin January 25, 2020

The 25 Best Ideas for Marriage Humor Quotes . Early on in my life, I had a…
Relationship Quotes
30 Best the Perfect Relationship Quotes

by admin January 25, 2020

by admin January 25, 2020

30 Best the Perfect Relationship Quotes .Relationships are like the trends: they ups and downs. And also…
Love Quotes
20 Of the Best Ideas for Love You Sister Quotes

by admin January 24, 2020

by admin January 24, 2020

20 Of the Best Ideas for Love You Sister Quotes .I make errors, I am out of…
Motivational Quotes
30 Ideas for Motivational Quotes for Stress

by admin January 24, 2020

by admin January 24, 2020

30 Ideas for Motivational Quotes for Stress . What is it about inspirational quotes that make them…
Kindness Quotes
Top 24 Mark Twain Kindness Quote

by admin January 24, 2020

by admin January 24, 2020

Top 24 Mark Twain Kindness Quote .”I have never fulfilled a person whose biggest requirement was anything…
Marriage Quotes
25 Ideas for Pride and Prejudice Quotes About Marriage

by admin January 23, 2020

by admin January 23, 2020

25 Ideas for Pride and Prejudice Quotes About Marriage .The genuine act of marriage happens in the…
Relationship Quotes
30 Ideas for Making An Effort In A Relationship Quotes

by admin January 23, 2020

by admin January 23, 2020

30 Ideas for Making An Effort In A Relationship Quotes . All connections go through hell, genuine…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?