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Kindness Quotes
24 Ideas for Short Kindness Quotes

by admin January 7, 2020

by admin January 7, 2020

24 Ideas for Short Kindness Quotes . Kindness quotes can assist children recognize compassion in brand-new means…
Romantic Quotes
The Best Ideas for Romantic Picture Quotes

by admin January 7, 2020

by admin January 7, 2020

The Best Ideas for Romantic Picture Quotes .The important things is that love offers us a ringside…
Funny Quotes
Best 25 Funny Gaming Quotes

by admin January 7, 2020

by admin January 7, 2020

Best 25 Funny Gaming Quotes . I do not believe that you can provide the same efficiency…
Marriage Quotes
The Best Ideas for Princess Bride Marriage Quote

by admin January 7, 2020

by admin January 7, 2020

The Best Ideas for Princess Bride Marriage Quote . I have a best friend as an other…
Romantic Quotes
23 Of the Best Ideas for Romantic Poetry Quotes

by admin January 6, 2020

by admin January 6, 2020

23 Of the Best Ideas for Romantic Poetry Quotes .The thing is that love provides us a…
Motivational Quotes
The Best Ideas for Motivational Quotes to Help You Be More Positive

by admin January 6, 2020

by admin January 6, 2020

The Best Ideas for Motivational Quotes to Help You Be More Positive .Effective individuals don’t end up…
Inspirational Quotes
The 24 Best Ideas for Inspirational Quotes by Rappers

by admin January 6, 2020

by admin January 6, 2020

The 24 Best Ideas for Inspirational Quotes by Rappers .Put life in viewpoint with with some short…
Relationship Quotes
30 Best Ideas Relationship Sex Quotes

by admin January 5, 2020

by admin January 5, 2020

30 Best Ideas Relationship Sex Quotes . All partnerships go via hell, genuine partnerships get through it.…
Romantic Quotes
23 Ideas for Romantic Sex Quotes

by admin January 4, 2020

by admin January 4, 2020

23 Ideas for Romantic Sex Quotes . In this collection you will find: 1) charming quotes for…
Love Quotes
20 Ideas for Love Game Quotes

by admin January 4, 2020

by admin January 4, 2020

20 Ideas for Love Game Quotes . When you have actually found the one person that makes…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?