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Love Quotes
The top 20 Ideas About Missing Your Love Quotes

by admin February 1, 2020

by admin February 1, 2020

The top 20 Ideas About Missing Your Love Quotes . When you have found the someone that…
Romantic Quotes
23 Ideas for Quote Romantic

by admin January 31, 2020

by admin January 31, 2020

23 Ideas for Quote Romantic .The point is that love gives us a ringside seat on somebody…
Funny Quotes
25 Best Ideas Short Funny Graduation Quotes

by admin January 30, 2020

by admin January 30, 2020

25 Best Ideas Short Funny Graduation Quotes . I don’t think that you can give the very…
Graduation Quotes
20 Best Ideas Congrats On Graduation Quotes

by admin January 29, 2020

by admin January 29, 2020

20 Best Ideas Congrats On Graduation Quotes . With the flurry of emotions your liked one is…
Romantic Quotes
Best 23 Best Romantic Quotes

by admin January 28, 2020

by admin January 28, 2020

Best 23 Best Romantic Quotes . In this collection you will certainly find: 1) charming quotes for…
Positive Quotes
The 35 Best Ideas for Staying Positive Quotes

by admin January 28, 2020

by admin January 28, 2020

The 35 Best Ideas for Staying Positive Quotes . Maintain your ideas positive, since your ideas become…
Life Quotes
Best 22 Buddhist Quotes On Life

by admin January 27, 2020

by admin January 27, 2020

Best 22 Buddhist Quotes On Life .The function of life is not to be happy. It is…
Leadership Quotes
The Best Best Quotes About Leadership

by admin January 27, 2020

by admin January 27, 2020

The Best Best Quotes About Leadership . ” Management is fixing troubles. The day soldiers stop bringing…
Inspirational Quotes
24 Of the Best Ideas for Inspirational Quotes About Perserverance

by admin January 26, 2020

by admin January 26, 2020

24 Of the Best Ideas for Inspirational Quotes About Perserverance . This is a quote that can…
Motivational Quotes
The top 30 Ideas About Motivational Quotes for School Students

by admin January 26, 2020

by admin January 26, 2020

The top 30 Ideas About Motivational Quotes for School Students .Effective people don’t come to be this…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?