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Quote

Family Quotes
23 Best Quotes About Friendship and Family

by admin November 9, 2020

by admin November 9, 2020

23 Best Quotes About Friendship and Family .Family is one of the most essential, if not the…
Kindness Quotes
Top 24 Human Kindness Quotes

by admin November 5, 2020

by admin November 5, 2020

Top 24 Human Kindness Quotes . In life you can never be as well type or also…
Marriage Quotes
25 Best Bible Quotes About Marriage

by admin November 2, 2020

by admin November 2, 2020

25 Best Bible Quotes About Marriage .The actual act of marital relationship happens in the heart, not…
Inspirational Quotes
24 Best Ideas Aa Inspirational Quotes

by admin October 27, 2020

by admin October 27, 2020

24 Best Ideas Aa Inspirational Quotes .Put life in perspective with with some short yet sage pieces…
Life Quotes
The Best Ideas for Eternal Life Quotes

by admin October 22, 2020

by admin October 22, 2020

The Best Ideas for Eternal Life Quotes .The purpose of life is not to be happy. It…
Family Quotes
23 Ideas for Family and Love Quotes

by admin October 18, 2020

by admin October 18, 2020

23 Ideas for Family and Love Quotes . Family Quotes app is a massive collection of quotes…
Leadership Quotes
The Best Ideas for Leadership Quotes

by admin October 18, 2020

by admin October 18, 2020

The Best Ideas for Leadership Quotes . ” Leadership is addressing troubles. The day soldiers stop bringing…
Birthday Quotes Inspirations
25 Best Quotes for Dads Birthdays

by admin October 17, 2020

by admin October 17, 2020

25 Best Quotes for Dads Birthdays . Birthday quotes can be used inside a welcoming card to…
Christmas Quotes
Best 21 Christmas Quotes for Him

by admin October 14, 2020

by admin October 14, 2020

Best 21 Christmas Quotes for Him .In the days leading up to Christmas, it sometimes seems like…
Sad Quotes
The top 24 Ideas About Drake Sad Quotes

by admin October 12, 2020

by admin October 12, 2020

The top 24 Ideas About Drake Sad Quotes . We collected the most lovely and sad quotes.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?