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Life Quotes
The 22 Best Ideas for why is Life so Hard Quotes

by admin January 7, 2021

by admin January 7, 2021

The 22 Best Ideas for why is Life so Hard Quotes . If you’re seeking a life…
Life Quotes
22 Of the Best Ideas for Music and Life Quotes

by admin December 29, 2020

by admin December 29, 2020

22 Of the Best Ideas for Music and Life Quotes . If you’re looking for a life…
Friendship Quotes
Best 21 Long Friendship Quotes

by admin December 22, 2020

by admin December 22, 2020

Best 21 Long Friendship Quotes .Whether you’ve recognized your bestie for years or your web link is…
Family Quotes
23 Best Ideas Bad Family Quotes

by admin December 20, 2020

by admin December 20, 2020

23 Best Ideas Bad Family Quotes .Family is one of the most essential, if not the most…
Funny Quotes
The Best Good Night Quotes Funny

by admin December 18, 2020

by admin December 18, 2020

The Best Good Night Quotes Funny . We’re in this life, and also if you’re not offered,…
Relationship Quotes
The Best Ideas for Relationship Quotes Sayings

by admin December 17, 2020

by admin December 17, 2020

The Best Ideas for Relationship Quotes Sayings .Relationships are like the tides: they ups and downs. And…
Christmas Quotes
21 Of the Best Ideas for Merry Christmas Funny Quotes

by admin December 13, 2020

by admin December 13, 2020

21 Of the Best Ideas for Merry Christmas Funny Quotes . The Xmas spirit does not radiate…
Birthday Quotes Inspirations
25 Best Ideas Happy Birthday My Love Quotes for Him

by admin December 6, 2020

by admin December 6, 2020

25 Best Ideas Happy Birthday My Love Quotes for Him . Birthday celebration quotes can be made…
Friendship Quotes
21 Best Ideas Minion Quotes About Friendship

by admin December 4, 2020

by admin December 4, 2020

21 Best Ideas Minion Quotes About Friendship .They’ve been there for you with the good times, the…
Christmas Quotes
21 Best Ideas Christmas is Coming Quotes

by admin December 3, 2020

by admin December 3, 2020

21 Best Ideas Christmas is Coming Quotes . The Xmas spirit does not radiate out in the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?