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Motivational Quotes
Top 30 Restaurant Motivational Quotes

by admin July 18, 2020

by admin July 18, 2020

Top 30 Restaurant Motivational Quotes .Successful people do not become that way over night. What many people…
Romantic Quotes
23 Best Romantic Good Night Quotes for Him

by admin June 27, 2020

by admin June 27, 2020

23 Best Romantic Good Night Quotes for Him .Things is that love provides us a ringside seat…
Relationship Quotes
30 Of the Best Ideas for Quote Long Distance Relationship

by admin June 24, 2020

by admin June 24, 2020

30 Of the Best Ideas for Quote Long Distance Relationship .Relationships resemble the trends: they ups and…
Love Quotes
20 Of the Best Ideas for I Love My Dog Quotes Sayings

by admin June 23, 2020

by admin June 23, 2020

20 Of the Best Ideas for I Love My Dog Quotes Sayings . If the love is…
Romantic Quotes
The Best Ideas for Romantic French Quote

by admin June 22, 2020

by admin June 22, 2020

The Best Ideas for Romantic French Quote .Things is that love provides us a ringside seat on…
Motivational Quotes
Best 30 Motivational Quote for Teamwork

by admin June 21, 2020

by admin June 21, 2020

Best 30 Motivational Quote for Teamwork . What is it about motivational quotes that make them so…
Marriage Quotes
The 25 Best Ideas for Quote for Marriage

by admin June 14, 2020

by admin June 14, 2020

The 25 Best Ideas for Quote for Marriage .The real act of marriage takes place in the…
Romantic Quotes
23 Best Ideas Romantic Wedding Quote

by admin June 9, 2020

by admin June 9, 2020

23 Best Ideas Romantic Wedding Quote . In this collection you will locate: 1) enchanting quotes for…
Motivational Quotes
The 30 Best Ideas for Motivational Relationship Quotes

by admin June 1, 2020

by admin June 1, 2020

The 30 Best Ideas for Motivational Relationship Quotes .Successful individuals don’t end up being that way over…
Romantic Quotes
23 Best Ideas Romantic Good Night Quotes for Her

by admin May 28, 2020

by admin May 28, 2020

23 Best Ideas Romantic Good Night Quotes for Her .The thing is that love gives us a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?