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Graduation Quotes
20 Ideas for Congratulation On Your Graduation Quotes

by admin March 7, 2025

by admin March 7, 2025

20 Ideas for Congratulation On Your Graduation Quotes . With the flurry of feelings your enjoyed one…
Funny Quotes
25 Best Ideas Funny Devil Quotes

by admin March 4, 2025

by admin March 4, 2025

25 Best Ideas Funny Devil Quotes . I do not think that you can offer the same…
Birthday Quotes Inspirations
The Best Ideas for Happy Birthday Quotes for Deceased Dad

by admin February 27, 2025

by admin February 27, 2025

The Best Ideas for Happy Birthday Quotes for Deceased Dad .Sending birthday celebration introductions has actually ended…
Marriage Quotes
The top 25 Ideas About Movie Quotes About Love and Marriage

by admin February 24, 2025

by admin February 24, 2025

The top 25 Ideas About Movie Quotes About Love and Marriage . He’s a household male, and…
Inspirational Quotes
The 24 Best Ideas for Inspirational Adventure Quotes

by admin February 21, 2025

by admin February 21, 2025

The 24 Best Ideas for Inspirational Adventure Quotes . Below’s the finest inspirational quotes we’ve seen to…
Inspirational Quotes
24 Best Ideas Inspirational Teamwork Quotes

by admin February 18, 2025

by admin February 18, 2025

24 Best Ideas Inspirational Teamwork Quotes . This is a quote that can come in helpful if…
Christmas Quotes
Best 21 C.s.lewis Christmas Quotes

by admin February 14, 2025

by admin February 14, 2025

Best 21 C.s.lewis Christmas Quotes . ” Nor is it the spirit of those Christians – alas,…
Graduation Quotes
Best 20 Great Graduation Quotes

by admin February 12, 2025

by admin February 12, 2025

Best 20 Great Graduation Quotes . FunnyGraduation is a solemn as well as ceremonious rite of passage,…
Christmas Quotes
The top 21 Ideas About Christmas Quotes for Her

by admin February 12, 2025

by admin February 12, 2025

The top 21 Ideas About Christmas Quotes for Her .In the days leading up to Xmas, it…
Mothers Day Quotes
Top 35 Mother and Daughter Tattoo Quotes

by admin February 5, 2025

by admin February 5, 2025

Top 35 Mother and Daughter Tattoo Quotes . Mommy’s Day arrive on Sunday, May 12 this year,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?