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Thanksgiving Quotes
30 Ideas for Thanksgiving Quotes Baby

by admin May 10, 2022

by admin May 10, 2022

30 Ideas for Thanksgiving Quotes Baby .” I assume that is a far better point than thanksgiving:…
Motivational Quotes
The 30 Best Ideas for Motivational Quotes to Start Your Day

by admin April 27, 2022

by admin April 27, 2022

The 30 Best Ideas for Motivational Quotes to Start Your Day .Successful individuals do not come to…
Christmas Quotes
The Best Christmas Vacation Quotes Eddie

by admin April 24, 2022

by admin April 24, 2022

The Best Christmas Vacation Quotes Eddie .In the days leading up to Christmas, it occasionally feels like…
Romantic Quotes
23 Ideas for Sweet Romantic Quotes

by admin April 4, 2022

by admin April 4, 2022

23 Ideas for Sweet Romantic Quotes .The thing is that love provides us a ringside seat on…
Christmas Quotes
Best 21 Christmas Present Quotes

by admin April 3, 2022

by admin April 3, 2022

Best 21 Christmas Present Quotes . ” When you offer a gift at Christmas as well as…
Birthday Quotes Inspirations
25 Of the Best Ideas for Happy Birthday Quote Pictures

by admin March 31, 2022

by admin March 31, 2022

25 Of the Best Ideas for Happy Birthday Quote Pictures . Birthday quotes can be made use…
Funny Quotes
25 Of the Best Ideas for Funny Encouragement Quote

by admin March 28, 2022

by admin March 28, 2022

25 Of the Best Ideas for Funny Encouragement Quote . I do not think that you can…
Thanksgiving Quotes
Top 30 Thanksgiving Quotes Chalkboard

by admin March 25, 2022

by admin March 25, 2022

Top 30 Thanksgiving Quotes Chalkboard .” One of my most memorable Thanksgiving memories was possibly the initial…
Life Quotes
22 Best Ideas Life Choices Quotes

by admin March 25, 2022

by admin March 25, 2022

22 Best Ideas Life Choices Quotes . Really a quote to live by, the American captain of…
Romantic Quotes
The Best Ideas for Sad Romantic Quotes

by admin March 17, 2022

by admin March 17, 2022

The Best Ideas for Sad Romantic Quotes .The thing is that love provides us a ringside seat…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?