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Quote

Christmas Quotes
21 Best Ideas Griswold Christmas Quotes

by admin September 27, 2018

by admin September 27, 2018

21 Best Ideas Griswold Christmas Quotes .In the days leading up to Christmas, it occasionally seems like…
Inspirational Quotes
Top 24 Gandhi Inspirational Quotes

by admin September 27, 2018

by admin September 27, 2018

Top 24 Gandhi Inspirational Quotes .Put life in point of view with with some brief yet sage…
Love Quotes
20 Best Love Quotes From Disney Movies

by admin September 24, 2018

by admin September 24, 2018

20 Best Love Quotes From Disney Movies . When you have located the someone that makes your…
Inspirational Quotes
24 Best Tupac Inspirational Quote

by admin September 24, 2018

by admin September 24, 2018

24 Best Tupac Inspirational Quote . Right here’s the finest inspirational quotes we have actually seen to…
Thanksgiving Quotes
The Best Thanksgiving Quotes Twitter

by admin September 21, 2018

by admin September 21, 2018

The Best Thanksgiving Quotes Twitter .” One of my most unforgettable Thanksgiving memories was most likely the…
Love Quotes
The 20 Best Ideas for Love Quotes Relationships

by admin September 18, 2018

by admin September 18, 2018

The 20 Best Ideas for Love Quotes Relationships .I make blunders, I am out of control as…
Family Quotes
The Best Ideas for Christian Family Quotes

by admin September 17, 2018

by admin September 17, 2018

The Best Ideas for Christian Family Quotes . Family Quotes application is a substantial collection of quotes…
Kindness Quotes
The 24 Best Ideas for Quotes About Kindness and Compassion

by admin September 17, 2018

by admin September 17, 2018

The 24 Best Ideas for Quotes About Kindness and Compassion . Compassion quotes and popular comments about…
Inspirational Quotes
The 24 Best Ideas for Wolf Inspirational Quotes

by admin September 15, 2018

by admin September 15, 2018

The 24 Best Ideas for Wolf Inspirational Quotes .Put life in point of view with with some…
Inspirational Quotes
The 24 Best Ideas for Inspirational Quotes Of the Day for Work

by admin September 15, 2018

by admin September 15, 2018

The 24 Best Ideas for Inspirational Quotes Of the Day for Work .Put life in point of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?