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Family Quotes

Family Quotes
Top 23 Sports Family Quotes

by admin September 1, 2018

by admin September 1, 2018

Top 23 Sports Family Quotes .Family members is one of the most vital, if not the most…
Family Quotes
Top 23 Quote About Family and Friends

by admin August 30, 2018

by admin August 30, 2018

Top 23 Quote About Family and Friends .Household is one of one of the most crucial, if…
Family Quotes
The Best Addams Family Wednesday Quotes

by admin August 25, 2018

by admin August 25, 2018

The Best Addams Family Wednesday Quotes . Family Quotes application is a huge collection of quotes concerning…
Family Quotes
23 Ideas for Christian Quote About Family

by admin August 23, 2018

by admin August 23, 2018

23 Ideas for Christian Quote About Family .Family is one of the most vital, if not the…
Family Quotes
Top 23 Funny Family Quotes and Sayings

by admin August 9, 2018

by admin August 9, 2018

Top 23 Funny Family Quotes and Sayings . Family members Quotes application is a substantial collection of…
Family Quotes
23 Best Family forever Quotes

by admin July 27, 2018

by admin July 27, 2018

23 Best Family forever Quotes .Household is one of the most crucial, if not the most crucial…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?