Category:

Christmas Quotes

Christmas Quotes
The 21 Best Ideas for Christmas Quotes for Moms

by admin August 5, 2018

by admin August 5, 2018

The 21 Best Ideas for Christmas Quotes for Moms . ” Nor is it the spirit of…
Christmas Quotes
21 Best Ideas Die Hard Christmas Quotes

by admin July 9, 2018

by admin July 9, 2018

21 Best Ideas Die Hard Christmas Quotes . The Xmas spirit does not beam out in the…
Christmas Quotes
21 Best Ideas Christmas Quote Christian

by admin June 29, 2018

by admin June 29, 2018

21 Best Ideas Christmas Quote Christian . ” When you give a present at Christmas as well…
Christmas Quotes
Best 21 C.s.lewis Christmas Quotes

by admin June 22, 2018

by admin June 22, 2018

Best 21 C.s.lewis Christmas Quotes . ” Nor is it the spirit of those Christians – alas,…
Christmas Quotes
The top 21 Ideas About Christmas Quotes for Her

by admin June 21, 2018

by admin June 21, 2018

The top 21 Ideas About Christmas Quotes for Her .In the days leading up to Xmas, it…
Christmas Quotes
Best 21 Christmas One Line Quotes

by admin June 8, 2018

by admin June 8, 2018

Best 21 Christmas One Line Quotes .In the days leading up to Christmas, it occasionally feels like…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?