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Christmas Quotes

Christmas Quotes
21 Best Thankful Christmas Quotes

by admin August 25, 2019

by admin August 25, 2019

21 Best Thankful Christmas Quotes . ” Nor is it the spirit of those Christians – alas,…
Christmas Quotes
The Best A Christmas Story Movie Quotes

by admin August 5, 2019

by admin August 5, 2019

The Best A Christmas Story Movie Quotes . The Xmas spirit does not shine out in the…
Christmas Quotes
Best 21 Bible Christmas Quotes

by admin July 17, 2019

by admin July 17, 2019

Best 21 Bible Christmas Quotes .In the days leading up to Xmas, it sometimes seems like the…
Christmas Quotes
21 Best Christmas Quote for Husband

by admin April 14, 2019

by admin April 14, 2019

21 Best Christmas Quote for Husband .In the days leading up to Xmas, it in some cases…
Christmas Quotes
The Best Quotes From Christmas Story

by admin March 7, 2019

by admin March 7, 2019

The Best Quotes From Christmas Story .In the days leading up to Christmas, it sometimes seems like…
Christmas Quotes
21 Best Ideas Griswold Christmas Quotes

by admin September 27, 2018

by admin September 27, 2018

21 Best Ideas Griswold Christmas Quotes .In the days leading up to Christmas, it occasionally seems like…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?