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Christmas Quotes

Christmas Quotes
21 Of the Best Ideas for Merry Christmas Funny Quotes

by admin December 13, 2020

by admin December 13, 2020

21 Of the Best Ideas for Merry Christmas Funny Quotes . The Xmas spirit does not radiate…
Christmas Quotes
21 Best Ideas Christmas is Coming Quotes

by admin December 3, 2020

by admin December 3, 2020

21 Best Ideas Christmas is Coming Quotes . The Xmas spirit does not radiate out in the…
Christmas Quotes
Best 21 Christmas Quotes for Him

by admin October 14, 2020

by admin October 14, 2020

Best 21 Christmas Quotes for Him .In the days leading up to Christmas, it sometimes seems like…
Christmas Quotes
21 Best Ideas Christmas Vacation Quotes Clark Rant

by admin March 25, 2020

by admin March 25, 2020

21 Best Ideas Christmas Vacation Quotes Clark Rant . ” When you provide a present at Xmas…
Christmas Quotes
The Best Quotes About Christmas Trees

by admin February 27, 2020

by admin February 27, 2020

The Best Quotes About Christmas Trees .In the days leading up to Xmas, it occasionally seems like…
Christmas Quotes
The top 21 Ideas About Christmas Party Quotes

by admin February 20, 2020

by admin February 20, 2020

The top 21 Ideas About Christmas Party Quotes . The Xmas spirit does not beam out in…
Christmas Quotes
The 21 Best Ideas for Best Quote From Christmas Vacation

by admin December 28, 2019

by admin December 28, 2019

The 21 Best Ideas for Best Quote From Christmas Vacation . ” Nor is it the spirit…
Christmas Quotes
21 Best Merry Christmas Everyone Quote

by admin November 27, 2019

by admin November 27, 2019

21 Best Merry Christmas Everyone Quote . ” When you offer a present at Christmas and see…
Christmas Quotes
The 21 Best Ideas for Christmas Quote Bible

by admin November 20, 2019

by admin November 20, 2019

The 21 Best Ideas for Christmas Quote Bible .In the days leading up to Xmas, it in…
Christmas Quotes
21 Best Christmas Wish Quotes

by admin October 3, 2019

by admin October 3, 2019

21 Best Christmas Wish Quotes . The Christmas spirit does not beam out in the Christian snob.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?