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Christmas Quotes

Christmas Quotes
The Best Ideas for Ghost Of Christmas Past Quotes

by admin October 16, 2023

by admin October 16, 2023

The Best Ideas for Ghost Of Christmas Past Quotes . The Xmas spirit does not shine out…
Christmas Quotes
The 21 Best Ideas for Christmas and Love Quotes

by admin October 15, 2023

by admin October 15, 2023

The 21 Best Ideas for Christmas and Love Quotes . The Xmas spirit does not shine out…
Christmas Quotes
The Best Ideas for Quote From How the Grinch Stole Christmas

by admin March 31, 2023

by admin March 31, 2023

The Best Ideas for Quote From How the Grinch Stole Christmas . The Xmas spirit does not…
Christmas Quotes
21 Best Ideas Dirty Christmas Quotes

by admin February 16, 2023

by admin February 16, 2023

21 Best Ideas Dirty Christmas Quotes . ” Nor is it the spirit of those Christians –…
Christmas Quotes
The Best Ideas for Christmas Motivation Quote

by admin January 13, 2023

by admin January 13, 2023

The Best Ideas for Christmas Motivation Quote .In the days leading up to Xmas, it sometimes seems…
Christmas Quotes
The top 21 Ideas About Nightmare before Christmas Sally Quotes

by admin January 10, 2023

by admin January 10, 2023

The top 21 Ideas About Nightmare before Christmas Sally Quotes . ” When you provide a present…
Christmas Quotes
Best 21 Christmas Drinking Quotes

by admin October 21, 2022

by admin October 21, 2022

Best 21 Christmas Drinking Quotes .In the days leading up to Xmas, it sometimes feels like the…
Christmas Quotes
21 Ideas for Christmas Quote From the Grinch

by admin August 1, 2022

by admin August 1, 2022

21 Ideas for Christmas Quote From the Grinch . ” When you provide a gift at Xmas…
Christmas Quotes
Top 21 Christmas Story Dad Swearing Quotes

by admin July 29, 2022

by admin July 29, 2022

Top 21 Christmas Story Dad Swearing Quotes .In the days leading up to Christmas, it sometimes seems…
Christmas Quotes
The top 21 Ideas About National Lampoons Christmas Vacation Quotes

by admin May 15, 2022

by admin May 15, 2022

The top 21 Ideas About National Lampoons Christmas Vacation Quotes . The Christmas spirit does not shine…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?