Category:

Party Ideas

Halloween Party Ideas
The Best Ideas for Thriller Halloween Party Ideas

by admin June 13, 2019

by admin June 13, 2019

The Best Ideas for Thriller Halloween Party Ideas .Trick-or-treating and pulling together the ideal Halloween outfit get…
Beach Party Ideas
The top 35 Ideas About Luau Beach Party Ideas

by admin June 12, 2019

by admin June 12, 2019

The top 35 Ideas About Luau Beach Party Ideas .Get some mason containers, load them with sand…
Christmas Party Ideas
25 Of the Best Ideas for Ideas for Christmas Party at Workplace

by admin June 11, 2019

by admin June 11, 2019

25 Of the Best Ideas for Ideas for Christmas Party at Workplace . Begin your party planning…
Engagement Party Ideas
21 Ideas for Food Ideas for Engagement Party In December

by admin June 8, 2019

by admin June 8, 2019

21 Ideas for Food Ideas for Engagement Party In December . Break out the rose gold bangle…
Engagement Party Ideas
21 Best Ideas Engagement Party Ideas Images

by admin June 7, 2019

by admin June 7, 2019

21 Best Ideas Engagement Party Ideas Images .You have actually obtained the ring and the companion of…
Retirement Party Ideas
The top 22 Ideas About Retirement Party Cakes Ideas

by admin June 7, 2019

by admin June 7, 2019

The top 22 Ideas About Retirement Party Cakes Ideas . To plan a retired life party, beginning…
Birthday Party Inspirations
The top 30 Ideas About Mexican 15th Birthday Party

by admin June 6, 2019

by admin June 6, 2019

The top 30 Ideas About Mexican 15th Birthday Party .Host the Ultimate Celebration with Themed Birthday Celebration…
Christmas Party Ideas
Top 25 Christmas Party Outfit Ideas 2020

by admin June 6, 2019

by admin June 6, 2019

Top 25 Christmas Party Outfit Ideas 2020 . Start your party planning with our fun Christmas party…
Easter Party Ideas
The Best Easter Brunch Party Ideas

by admin June 6, 2019

by admin June 6, 2019

The Best Easter Brunch Party Ideas .Whether you have a tiny celebration or a big family affair,…
Birthday Party Inspirations
30 Best Ideas Lalaloopsy Birthday Party

by admin June 5, 2019

by admin June 5, 2019

30 Best Ideas Lalaloopsy Birthday Party . Locate Birthday Celebration Party Material, consisting of Decorations, Favors as…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?