Category:

Party Ideas

Christmas Party Ideas
25 Ideas for Christmas Party Snack Food Ideas

by admin October 12, 2019

by admin October 12, 2019

25 Ideas for Christmas Party Snack Food Ideas . If individuals are seeming much less active for…
Birthday Party Inspirations
The Best Ideas for Birthday Party Columbia Sc

by admin October 12, 2019

by admin October 12, 2019

The Best Ideas for Birthday Party Columbia Sc .Host the Ultimate Bash with Themed Birthday Event SuppliesBirthday…
Engagement Party Ideas
21 Best Ideas Mexican Engagement Party Ideas

by admin October 12, 2019

by admin October 12, 2019

21 Best Ideas Mexican Engagement Party Ideas . Burst out the rose gold sequin dress from New…
Unicorn Party Ideas
The top 35 Ideas About Unicorn Party Centerpiece Ideas

by admin October 10, 2019

by admin October 10, 2019

The top 35 Ideas About Unicorn Party Centerpiece Ideas .@[If you’re searching for unicorn party ideas, you’ve…
Easter Party Ideas
30 Ideas for Easter School Party Ideas

by admin October 10, 2019

by admin October 10, 2019

30 Ideas for Easter School Party Ideas .Whether you have a tiny event or a huge family…
Bachelorette Party Ideas
22 Best Bachelorette Party Finger Food Ideas

by admin October 9, 2019

by admin October 9, 2019

22 Best Bachelorette Party Finger Food Ideas . If you are one of those individuals that needs…
Retirement Party Ideas
22 Ideas for Best Retirement Party Ideas

by admin October 9, 2019

by admin October 9, 2019

22 Ideas for Best Retirement Party Ideas .The Big Takeaways … When intending somebody’s retired life party,…
Graduation Party Ideas
The Best Ideas for associates Degree Graduation Party Ideas

by admin October 9, 2019

by admin October 9, 2019

The Best Ideas for associates Degree Graduation Party Ideas . Offer your grad a grand send-off by…
Graduation Party Ideas
The top 35 Ideas About Ideas for A College Graduation Party

by admin October 9, 2019

by admin October 9, 2019

The top 35 Ideas About Ideas for A College Graduation Party . Offer your graduate a grand…
Halloween Party Ideas
23 Ideas for Halloween Food Ideas for toddlers Party

by admin October 9, 2019

by admin October 9, 2019

23 Ideas for Halloween Food Ideas for toddlers Party .Though trick-or-treating and also gathering the best Halloween…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?