Category:

Party Ideas

Birthday Party Inspirations
30 Ideas for Thirteenth Birthday Party Ideas

by admin January 3, 2020

by admin January 3, 2020

30 Ideas for Thirteenth Birthday Party Ideas . First Birthday Suggestions >> Barnyard First Birthday Celebration Party…
Halloween Party Ideas
23 Best Ideas Third Grade Halloween Party Ideas

by admin January 2, 2020

by admin January 2, 2020

23 Best Ideas Third Grade Halloween Party Ideas . There are plenty of Halloween party themes to…
Graduation Party Ideas
The Best High School Graduation Party Planning Ideas

by admin January 1, 2020

by admin January 1, 2020

The Best High School Graduation Party Planning Ideas .No issue if you consider yourself an Amazon.com Prime…
Birthday Party Inspirations
Top 30 top Golf Birthday Party

by admin January 1, 2020

by admin January 1, 2020

Top 30 top Golf Birthday Party . 1st Birthday Celebration Ideas >> Barnyard First Birthday Party Suggestions…
Halloween Party Ideas
23 Of the Best Ideas for Halloween Party Photo Booth Ideas

by admin December 31, 2019

by admin December 31, 2019

23 Of the Best Ideas for Halloween Party Photo Booth Ideas . There are plenty of Halloween…
Birthday Party Inspirations
The top 30 Ideas About Lego Friends Birthday Party Supplies

by admin December 30, 2019

by admin December 30, 2019

The top 30 Ideas About Lego Friends Birthday Party Supplies . First Birthday Suggestions >> Barnyard First…
Backyard Party Ideas
The Best Backyard Bachelorette Party Ideas

by admin December 30, 2019

by admin December 30, 2019

The Best Backyard Bachelorette Party Ideas . Backyard celebrations are essential to summer. They’ve got a built-in,…
Graduation Party Ideas
The Best Sheriff Academy Graduation Party Ideas

by admin December 30, 2019

by admin December 30, 2019

The Best Sheriff Academy Graduation Party Ideas .Despite if you consider yourself an Amazon Prime or Pinterest…
Engagement Party Ideas
The Best Ideas for Engagement Party Flower Centerpiece Ideas

by admin December 29, 2019

by admin December 29, 2019

The Best Ideas for Engagement Party Flower Centerpiece Ideas . Burst out the rose gold sequin gown…
Easter Party Ideas
30 Of the Best Ideas for Easter Birthday Party Food Ideas

by admin December 29, 2019

by admin December 29, 2019

30 Of the Best Ideas for Easter Birthday Party Food Ideas .Whether you have a little event…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?