Category:

Party Ideas

Christmas Party Ideas
25 Best Ideas Easy Christmas Party Ideas

by admin August 15, 2020

by admin August 15, 2020

25 Best Ideas Easy Christmas Party Ideas . Begin your party preparation with our enjoyable Christmas party…
Summer Party Ideas
The top 22 Ideas About Party Ideas for 13 Year Olds In the Summer

by admin August 15, 2020

by admin August 15, 2020

The top 22 Ideas About Party Ideas for 13 Year Olds In the Summer .@[Warm climate requires…
Engagement Party Ideas
The Best Ideas for Engagement Picnic Party Ideas

by admin August 13, 2020

by admin August 13, 2020

The Best Ideas for Engagement Picnic Party Ideas .While you can not go wrong with a timeless…
Beach Party Ideas
The Best Ideas for Beach Party Ideas for toddlers

by admin August 13, 2020

by admin August 13, 2020

The Best Ideas for Beach Party Ideas for toddlers .Grab some mason jars, load them with sand…
Backyard Party Ideas
23 Best Ideas Backyard Graduation Party Menu Ideas

by admin August 13, 2020

by admin August 13, 2020

23 Best Ideas Backyard Graduation Party Menu Ideas . Yard parties are vital to summer season. They…
Beach Party Ideas
The 35 Best Ideas for Beach themed Retirement Party Ideas

by admin August 12, 2020

by admin August 12, 2020

The 35 Best Ideas for Beach themed Retirement Party Ideas .Order some mason jars, fill them with…
Unicorn Party Ideas
35 Best Ideas Rainbow Unicorn Birthday Party Ideas

by admin August 11, 2020

by admin August 11, 2020

35 Best Ideas Rainbow Unicorn Birthday Party Ideas .@[If you’re seeking unicorn party ideas, you’ve concerned the…
Birthday Party Inspirations
Best 30 23rd Birthday Party Ideas

by admin July 23, 2020

by admin July 23, 2020

Best 30 23rd Birthday Party Ideas . First Birthday Ideas >> Barnyard First Birthday Event Suggestions Put…
Easter Party Ideas
The 30 Best Ideas for Easter Snack Ideas Party

by admin July 10, 2020

by admin July 10, 2020

The 30 Best Ideas for Easter Snack Ideas Party .Whether you have a tiny celebration or a…
Bachelorette Party Ideas
The 22 Best Ideas for Bachelorette Party Ideas In San Diego

by admin June 29, 2020

by admin June 29, 2020

The 22 Best Ideas for Bachelorette Party Ideas In San Diego . If you are one of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?