Category:

Party Ideas

Birthday Party Inspirations
Top 30 Cat In the Hat Birthday Party Ideas

by admin February 3, 2020

by admin February 3, 2020

Top 30 Cat In the Hat Birthday Party Ideas . Locate Birthday Celebration Celebration Product, including Decorations,…
Graduation Party Ideas
35 Ideas for College Graduation Ideas Party

by admin February 3, 2020

by admin February 3, 2020

35 Ideas for College Graduation Ideas Party . Provide your graduate a grand send-off by having guests…
Birthday Party Inspirations
30 Best Rapunzel Birthday Party Supplies

by admin February 2, 2020

by admin February 2, 2020

30 Best Rapunzel Birthday Party Supplies . First Birthday Celebration Suggestions >> Barnyard First Birthday Celebration Suggestions…
Engagement Party Ideas
Top 21 Engagement Party Ideas Pinterest

by admin January 31, 2020

by admin January 31, 2020

Top 21 Engagement Party Ideas Pinterest . Burst out the rose gold bangle dress from New Year’s…
Summer Party Ideas
22 Best Summer Party Menu Ideas for A Crowd

by admin January 30, 2020

by admin January 30, 2020

22 Best Summer Party Menu Ideas for A Crowd .@[Cozy climate requires an enjoyable summer season party…
Christmas Party Ideas
The Best Christmas Party Meal Ideas

by admin January 30, 2020

by admin January 30, 2020

The Best Christmas Party Meal Ideas . If people are seeming less energetic for the Xmas party,…
Retirement Party Ideas
The Best Ideas for Office Retirement Party Ideas

by admin January 30, 2020

by admin January 30, 2020

The Best Ideas for Office Retirement Party Ideas . To prepare a retired life party, begin by…
Gender Reveal Party Ideas
Best 20 Cool Ideas for Gender Reveal Party

by admin January 29, 2020

by admin January 29, 2020

Best 20 Cool Ideas for Gender Reveal Party . I went to a gender reveal party that…
Easter Party Ideas
Best 30 Middle Eastern Dinner Party Ideas

by admin January 29, 2020

by admin January 29, 2020

Best 30 Middle Eastern Dinner Party Ideas .Whether you have a little event or a large family…
Mermaid Party Ideas
20 Of the Best Ideas for Little Mermaid Party Favor Ideas

by admin January 28, 2020

by admin January 28, 2020

20 Of the Best Ideas for Little Mermaid Party Favor Ideas . This mermaid pattern has legs.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?