Category:

Party Ideas

Pool Party Ideas
The top 23 Ideas About First Birthday Pool Party Ideas

by admin January 18, 2020

by admin January 18, 2020

The top 23 Ideas About First Birthday Pool Party Ideas . For a much more classy function,…
Holiday Party Ideas
Top 21 Holiday Company Party Ideas

by admin January 18, 2020

by admin January 18, 2020

Top 21 Holiday Company Party Ideas . Have you started assuming about your firm’s holiday party? If…
Birthday Party Inspirations
The Best Fashion Show Birthday Party

by admin January 16, 2020

by admin January 16, 2020

The Best Fashion Show Birthday Party . Discover Birthday Celebration Event Material, consisting of Decorations, Favors and…
Backyard Party Ideas
The top 23 Ideas About Backyard Birthday Party Ideas 4 Year Old

by admin January 16, 2020

by admin January 16, 2020

The top 23 Ideas About Backyard Birthday Party Ideas 4 Year Old .The most effective kind of…
Graduation Party Ideas
Best 35 High School Graduation Ideas Party

by admin January 16, 2020

by admin January 16, 2020

Best 35 High School Graduation Ideas Party . Give your graduate a grand send-off by having guests…
Party Food Ideas
The 24 Best Ideas for Pink Party Food Ideas

by admin January 15, 2020

by admin January 15, 2020

The 24 Best Ideas for Pink Party Food Ideas .@[Chips and also dip is always a party…
Backyard Party Ideas
Top 23 Bachelor Graduation Backyard Party Decorating Ideas

by admin January 13, 2020

by admin January 13, 2020

Top 23 Bachelor Graduation Backyard Party Decorating Ideas . Yard celebrations are vital to summertime. They’ve got…
Party Food Ideas
The top 24 Ideas About Sesame Street Party Food Ideas

by admin January 9, 2020

by admin January 9, 2020

The top 24 Ideas About Sesame Street Party Food Ideas .@[Chips and dip is constantly a party…
Dinner Party Ideas
Best 24 Dinner Ideas for Dinner Party

by admin January 9, 2020

by admin January 9, 2020

Best 24 Dinner Ideas for Dinner Party . Can I take out all the quits, producing something…
Backyard Party Ideas
23 Best Ideas Backyard Party Decoration Ideas for Adults

by admin January 8, 2020

by admin January 8, 2020

23 Best Ideas Backyard Party Decoration Ideas for Adults . Yard celebrations are necessary to summer season.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?