Category:

Party Ideas

Retirement Party Ideas
The 22 Best Ideas for Military Retirement Party Ideas

by admin October 1, 2020

by admin October 1, 2020

The 22 Best Ideas for Military Retirement Party Ideas . To plan a retired life party, beginning…
Christmas Party Ideas
Best 25 Ideas for Company Christmas Party

by admin September 29, 2020

by admin September 29, 2020

Best 25 Ideas for Company Christmas Party . Beginning your party preparation with our enjoyable Xmas party…
Dinner Party Ideas
The Best Vegan Dinner Party Ideas

by admin September 28, 2020

by admin September 28, 2020

The Best Vegan Dinner Party Ideas . Can I draw out all the stops, creating something elaborate…
Summer Party Ideas
The top 22 Ideas About Olaf Summer Party Ideas

by admin September 18, 2020

by admin September 18, 2020

The top 22 Ideas About Olaf Summer Party Ideas .@[Cozy climate asks for a fun summertime event…
Graduation Party Ideas
35 Ideas for Taco Bar Ideas for Graduation Party

by admin September 12, 2020

by admin September 12, 2020

35 Ideas for Taco Bar Ideas for Graduation Party .No matter if you consider on your own…
Graduation Party Ideas
Best 35 Graduation Party Dress Ideas

by admin August 31, 2020

by admin August 31, 2020

Best 35 Graduation Party Dress Ideas .Regardless of if you consider yourself an Amazon Prime or Pinterest…
Christmas Party Ideas
The Best Ideas for Christmas Class Party Food Ideas

by admin August 29, 2020

by admin August 29, 2020

The Best Ideas for Christmas Class Party Food Ideas . If people are seeming less energetic for…
Christmas Party Ideas
25 Best Ideas Office Christmas Party Invitation Wording Ideas

by admin August 28, 2020

by admin August 28, 2020

25 Best Ideas Office Christmas Party Invitation Wording Ideas .If you intend to hold the best holiday…
Summer Party Ideas
22 Best Ideas Summer Party theme Ideas for Adults

by admin August 25, 2020

by admin August 25, 2020

22 Best Ideas Summer Party theme Ideas for Adults .@[Cozy weather calls for an enjoyable summer event…
Bachelorette Party Ideas
22 Best Ideas Bridal Shower Bachelorette Party Ideas

by admin August 24, 2020

by admin August 24, 2020

22 Best Ideas Bridal Shower Bachelorette Party Ideas . If you are one of those individuals who…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?