Category:

Party Ideas

Birthday Party Inspirations
30 Of the Best Ideas for Birthday Party Rooms for Rent

by admin October 28, 2020

by admin October 28, 2020

30 Of the Best Ideas for Birthday Party Rooms for Rent . First Birthday Ideas >> Barnyard…
Graduation Party Ideas
35 Best Graduation Party Ideas Diy

by admin October 27, 2020

by admin October 27, 2020

35 Best Graduation Party Ideas Diy .No matter if you consider on your own an Amazon Prime…
Christmas Party Ideas
25 Ideas for Christmas Party Ideas Sydney

by admin October 25, 2020

by admin October 25, 2020

25 Ideas for Christmas Party Ideas Sydney . Beginning your party preparation with our fun Christmas party…
Holiday Party Ideas
Best 21 Holiday Party Ideas Food

by admin October 23, 2020

by admin October 23, 2020

Best 21 Holiday Party Ideas Food . Have you started believing about your business’s vacation party? Corporate…
Engagement Party Ideas
21 Of the Best Ideas for Mexican themed Engagement Party Ideas

by admin October 21, 2020

by admin October 21, 2020

21 Of the Best Ideas for Mexican themed Engagement Party Ideas .You have actually got the ring…
Retirement Party Ideas
22 Best Teacher Retirement Party Decorating Ideas

by admin October 19, 2020

by admin October 19, 2020

22 Best Teacher Retirement Party Decorating Ideas . To plan a retired life party, beginning by flowing…
Party Food Ideas
24 Of the Best Ideas for Food Ideas for 3 Year Old Birthday Party

by admin October 12, 2020

by admin October 12, 2020

24 Of the Best Ideas for Food Ideas for 3 Year Old Birthday Party .@[Chips and also…
Engagement Party Ideas
The Best Engagement Party Table Ideas

by admin October 7, 2020

by admin October 7, 2020

The Best Engagement Party Table Ideas .You’ve got the ring and also the partner of your desires,…
Backyard Party Ideas
23 Ideas for Lighting Ideas for Backyard Party

by admin October 5, 2020

by admin October 5, 2020

23 Ideas for Lighting Ideas for Backyard Party . Backyard parties are vital to summer. They’ve obtained…
Christmas Party Ideas
25 Best Hawaiian Christmas Party Ideas

by admin October 4, 2020

by admin October 4, 2020

25 Best Hawaiian Christmas Party Ideas .If you wish to organize the best holiday bash on the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?