Category:

Party Ideas

Unicorn Party Ideas
35 Ideas for Ideas for Unicorn Party

by admin June 29, 2018

by admin June 29, 2018

35 Ideas for Ideas for Unicorn Party .@[If you’re looking for unicorn party ideas, you have actually…
Backyard Party Ideas
The top 23 Ideas About Backyard Dinner Party Ideas

by admin June 29, 2018

by admin June 29, 2018

The top 23 Ideas About Backyard Dinner Party Ideas . Yard parties are important to summertime. They…
Graduation Party Ideas
The 35 Best Ideas for Surgical Tech Graduation Party Ideas

by admin June 28, 2018

by admin June 28, 2018

The 35 Best Ideas for Surgical Tech Graduation Party Ideas .No issue if you consider on your…
Beach Party Ideas
Top 35 Beach Party Food Ideas for Adults

by admin June 28, 2018

by admin June 28, 2018

Top 35 Beach Party Food Ideas for Adults .Get hold of some mason jars, load them with…
Halloween Party Ideas
23 Ideas for toddler Halloween Birthday Party Ideas

by admin June 28, 2018

by admin June 28, 2018

23 Ideas for toddler Halloween Birthday Party Ideas . There are plenty of Halloween party styles to…
Mermaid Party Ideas
20 Best Food Ideas for Mermaid Party

by admin June 28, 2018

by admin June 28, 2018

20 Best Food Ideas for Mermaid Party .Mermaids are big with children. In other news, water is…
Graduation Party Ideas
The top 35 Ideas About Graduation Party Decoration Ideas 2020

by admin June 27, 2018

by admin June 27, 2018

The top 35 Ideas About Graduation Party Decoration Ideas 2020 . Offer your grad a grand send-off…
Gender Reveal Party Ideas
Best 20 Baby Gender Reveal Party Ideas Pinterest

by admin June 23, 2018

by admin June 23, 2018

Best 20 Baby Gender Reveal Party Ideas Pinterest . I was at a gender reveal party that…
Unicorn Party Ideas
35 Of the Best Ideas for Rainbow and Unicorn Party Ideas

by admin June 22, 2018

by admin June 22, 2018

35 Of the Best Ideas for Rainbow and Unicorn Party Ideas .@[If you’re searching for unicorn party…
Halloween Party Ideas
Best 23 Halloween Party Ideas for 10 Year Olds

by admin June 22, 2018

by admin June 22, 2018

Best 23 Halloween Party Ideas for 10 Year Olds . There are plenty of Halloween party themes…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?