Category:

Party Ideas

Easter Party Ideas
The 30 Best Ideas for Easter Kid Party Ideas

by admin July 17, 2018

by admin July 17, 2018

The 30 Best Ideas for Easter Kid Party Ideas .Whether you have a small celebration or a…
Retirement Party Ideas
The Best Ideas for Centerpiece Ideas for Retirement Party

by admin July 16, 2018

by admin July 16, 2018

The Best Ideas for Centerpiece Ideas for Retirement Party . To plan a retired life party, beginning…
Graduation Party Ideas
35 Ideas for Blue and White Graduation Party Ideas

by admin July 16, 2018

by admin July 16, 2018

35 Ideas for Blue and White Graduation Party Ideas . Offer your grad a grand send-off by…
Party Food Ideas
24 Ideas for Food Ideas for Office Party

by admin July 16, 2018

by admin July 16, 2018

24 Ideas for Food Ideas for Office Party .@[Chips and also dip is always a party favored,…
Retirement Party Ideas
Best 22 Retirement Party Gifts Ideas

by admin July 15, 2018

by admin July 15, 2018

Best 22 Retirement Party Gifts Ideas . To intend a retired life party, beginning by distributing a…
Birthday Party Inspirations
30 Of the Best Ideas for Video Game Birthday Party Ideas

by admin July 15, 2018

by admin July 15, 2018

30 Of the Best Ideas for Video Game Birthday Party Ideas .Host the Ultimate Bash with Themed…
Halloween Party Ideas
23 Best Ideas Disney Halloween Party Costume Ideas

by admin July 14, 2018

by admin July 14, 2018

23 Best Ideas Disney Halloween Party Costume Ideas . There are lots of Halloween party motifs to…
Summer Party Ideas
The Best Ideas for Summer Party Dinner Menu Ideas

by admin July 13, 2018

by admin July 13, 2018

The Best Ideas for Summer Party Dinner Menu Ideas .@[Cozy weather requires a fun summer season event…
Easter Party Ideas
30 Best Ideas Fun Ideas for Easter Party

by admin July 12, 2018

by admin July 12, 2018

30 Best Ideas Fun Ideas for Easter Party .Whether you have a little event or a big…
Retirement Party Ideas
22 Of the Best Ideas for Coworker Retirement Party Ideas

by admin July 11, 2018

by admin July 11, 2018

22 Of the Best Ideas for Coworker Retirement Party Ideas . To prepare a retirement party, beginning…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?