Category:

Party Ideas

Birthday Party Inspirations
The top 30 Ideas About Hello Kitty Birthday Party Supplies

by admin February 25, 2019

by admin February 25, 2019

The top 30 Ideas About Hello Kitty Birthday Party Supplies . Discover Birthday Celebration Material, including Decorations,…
Easter Party Ideas
The top 30 Ideas About Christian Easter Party Ideas

by admin February 8, 2019

by admin February 8, 2019

The top 30 Ideas About Christian Easter Party Ideas .Whether you have a tiny event or a…
Engagement Party Ideas
21 Best Engagement Party Buffet Ideas

by admin January 28, 2019

by admin January 28, 2019

21 Best Engagement Party Buffet Ideas .You have actually got the ring and also the partner of…
Engagement Party Ideas
The Best Ideas for Unique Engagement Party Ideas

by admin January 15, 2019

by admin January 15, 2019

The Best Ideas for Unique Engagement Party Ideas .You’ve obtained the ring and also the companion of…
Backyard Party Ideas
The Best Ideas for Backyard Luau Party Ideas

by admin January 14, 2019

by admin January 14, 2019

The Best Ideas for Backyard Luau Party Ideas .The most effective sort of yard celebration has sharp…
Backyard Party Ideas
The top 23 Ideas About Backyard Engagement Party Decoration Ideas Africa

by admin January 12, 2019

by admin January 12, 2019

The top 23 Ideas About Backyard Engagement Party Decoration Ideas Africa .The very best kind of backyard…
Dinner Party Ideas
24 Ideas for Menu Ideas for Dinner Party

by admin January 11, 2019

by admin January 11, 2019

24 Ideas for Menu Ideas for Dinner Party .We’ve created a collection of dinner party ideas, recipes,…
Birthday Party Inspirations
30 Ideas for 40th Birthday Party Ideas for Women

by admin January 10, 2019

by admin January 10, 2019

30 Ideas for 40th Birthday Party Ideas for Women .Host the Ultimate Celebration with Themed Birthday Celebration…
Engagement Party Ideas
21 Best Cupcake Ideas for Engagement Party

by admin December 27, 2018

by admin December 27, 2018

21 Best Cupcake Ideas for Engagement Party .You have actually got the ring and also the companion…
Backyard Party Ideas
Best 23 Minnie Mouse Backyard Party Ideas

by admin December 16, 2018

by admin December 16, 2018

Best 23 Minnie Mouse Backyard Party Ideas .The very best kind of backyard celebration has sharp outside…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?