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Halloween Party Ideas

Halloween Party Ideas
23 Of the Best Ideas for Halloween Party Photo Booth Ideas

by admin December 31, 2019

by admin December 31, 2019

23 Of the Best Ideas for Halloween Party Photo Booth Ideas . There are plenty of Halloween…
Halloween Party Ideas
23 Ideas for Mickey Not so Scary Halloween Party Costume Ideas

by admin October 25, 2019

by admin October 25, 2019

23 Ideas for Mickey Not so Scary Halloween Party Costume Ideas .Trick-or-treating and also pulling with each…
Halloween Party Ideas
The Best Ideas for Preschool Halloween Party Game Ideas

by admin October 20, 2019

by admin October 20, 2019

The Best Ideas for Preschool Halloween Party Game Ideas . There are plenty of Halloween party styles…
Halloween Party Ideas
23 Ideas for Halloween Food Ideas for toddlers Party

by admin October 9, 2019

by admin October 9, 2019

23 Ideas for Halloween Food Ideas for toddlers Party .Though trick-or-treating and also gathering the best Halloween…
Halloween Party Ideas
Best 23 Awesome Halloween Party Ideas

by admin October 4, 2019

by admin October 4, 2019

Best 23 Awesome Halloween Party Ideas . There are plenty of Halloween party themes to choose from.…
Halloween Party Ideas
Best 23 Halloween Party Game Ideas for Tweens

by admin October 3, 2019

by admin October 3, 2019

Best 23 Halloween Party Game Ideas for Tweens . There are lots of Halloween party styles to…
Halloween Party Ideas
23 Of the Best Ideas for Halloween Party Decorating Ideas for Adults

by admin October 2, 2019

by admin October 2, 2019

23 Of the Best Ideas for Halloween Party Decorating Ideas for Adults . There are a lot…
Halloween Party Ideas
The top 23 Ideas About Halloween Party Dessert Ideas

by admin September 25, 2019

by admin September 25, 2019

The top 23 Ideas About Halloween Party Dessert Ideas .Trick-or-treating and pulling together the excellent Halloween costume…
Halloween Party Ideas
The 23 Best Ideas for Childrens Halloween Birthday Party Ideas

by admin September 12, 2019

by admin September 12, 2019

The 23 Best Ideas for Childrens Halloween Birthday Party Ideas . There are lots of Halloween party…
Halloween Party Ideas
23 Best Halloween Bday Party Ideas

by admin September 10, 2019

by admin September 10, 2019

23 Best Halloween Bday Party Ideas .Though trick-or-treating as well as pulling together the ideal Halloween costume…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?