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Nail Art

Nail Designs
The 20 Best Ideas for Little Girl Nail Designs

by admin June 2, 2018

by admin June 2, 2018

The 20 Best Ideas for Little Girl Nail Designs .If you are looking for a suppressed gel…
Glitter Nails
25 Ideas for Pink Glitter Coffin Nails

by admin June 1, 2018

by admin June 1, 2018

25 Ideas for Pink Glitter Coffin Nails .Shine may make you reflect to doing crafts in primary…
Nail Colors
22 Best Pretty Nail Colors for Summer

by admin June 1, 2018

by admin June 1, 2018

22 Best Pretty Nail Colors for Summer .From the worlds of the Egyptian Pharaohs to the Aztecs,…
Nail Ideas
23 Best Cute Fall Nail Ideas

by admin June 1, 2018

by admin June 1, 2018

23 Best Cute Fall Nail Ideas .Wonderful ready to reserve your next manicure, since this nail inspo…
Nail Colors
The Best Ideas for Opi Fall Nail Colors 2020

by admin June 1, 2018

by admin June 1, 2018

The Best Ideas for Opi Fall Nail Colors 2020 .From the worlds of the Egyptian Pharaohs to…
Glitter Nails
Top 25 Maroon Glitter Nails

by admin May 31, 2018

by admin May 31, 2018

Top 25 Maroon Glitter Nails .For nails that beam brighter than Bellatrix’s safe at Gringotts, you need…
Beautiful Nails
The Best Pretty Nails Tyngsboro Ma

by admin May 30, 2018

by admin May 30, 2018

The Best Pretty Nails Tyngsboro Ma .Our expert and inviting group make it their top priority to…
Nail Styles
The 22 Best Ideas for Short Nail Styles

by admin May 30, 2018

by admin May 30, 2018

The 22 Best Ideas for Short Nail Styles .Heading to the nail salon is constantly a reward,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?