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Nail Ideas

Nail Ideas
23 Of the Best Ideas for Black and Gold Nail Ideas

by admin September 21, 2018

by admin September 21, 2018

23 Of the Best Ideas for Black and Gold Nail Ideas .Terrific all set to book your…
Nail Ideas
23 Of the Best Ideas for Bridesmaid Nail Ideas

by admin September 8, 2018

by admin September 8, 2018

23 Of the Best Ideas for Bridesmaid Nail Ideas .Today’s emphasis, nonetheless, takes us into the globe…
Nail Ideas
The Best Black Nail Ideas

by admin September 7, 2018

by admin September 7, 2018

The Best Black Nail Ideas .Once the brilliant white shades of summer have actually disappeared from our…
Nail Ideas
The Best Easy Christmas Nail Ideas

by admin August 29, 2018

by admin August 29, 2018

The Best Easy Christmas Nail Ideas .Particularly, to the nail hair salon. We have actually rounded up…
Nail Ideas
The 23 Best Ideas for Burgundy Nail Ideas

by admin August 3, 2018

by admin August 3, 2018

The 23 Best Ideas for Burgundy Nail Ideas .As soon as the intense white shades of summer…
Nail Ideas
23 Best Cute Halloween Nail Ideas

by admin July 29, 2018

by admin July 29, 2018

23 Best Cute Halloween Nail Ideas .Especially, to the nail beauty salon. We’ve rounded up some seriously…
Nail Ideas
Best 23 Holiday Nail Ideas 2020

by admin July 28, 2018

by admin July 28, 2018

Best 23 Holiday Nail Ideas 2020 .When the intense white shades of summertime have disappeared from our…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?