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Quotes for Kids

Quotes for Kids
20 Ideas for Quotes About Reading to Kids

by admin November 8, 2018

by admin November 8, 2018

20 Ideas for Quotes About Reading to Kids .Individuals from every walk of life have something to…
Quotes for Kids
20 Of the Best Ideas for Putting Your Child First Quotes

by admin October 22, 2018

by admin October 22, 2018

20 Of the Best Ideas for Putting Your Child First Quotes .Growing up is never ever simple,…
Quotes for Kids
The top 20 Ideas About Quotes Love Children

by admin October 6, 2018

by admin October 6, 2018

The top 20 Ideas About Quotes Love Children .Maturing is never easy, as well as this thoughtful…
Quotes for Kids
The top 20 Ideas About Quotes to Inspire Kids

by admin September 14, 2018

by admin September 14, 2018

The top 20 Ideas About Quotes to Inspire Kids .When we consider how trainees and also youngsters…
Quotes for Kids
Top 20 Julia Child Famous Quotes

by admin August 12, 2018

by admin August 12, 2018

Top 20 Julia Child Famous Quotes .Individuals from every walk of life have something to claim concerning…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?