Category:

Kids

Coloring Pages for Children
The Best Ideas for Cool Coloring Pages for Kids

by admin November 10, 2018

by admin November 10, 2018

The Best Ideas for Cool Coloring Pages for Kids .I am a Fourth Quality Catechist, and also…
Quotes for Kids
20 Ideas for Quotes About Reading to Kids

by admin November 8, 2018

by admin November 8, 2018

20 Ideas for Quotes About Reading to Kids .Individuals from every walk of life have something to…
Baby Quotes
21 Ideas for Baby Baby Baby Movie Quote

by admin November 7, 2018

by admin November 7, 2018

21 Ideas for Baby Baby Baby Movie Quote .A lot of us undervalue how difficult it is…
Coloring Pages for Children
21 Of the Best Ideas for Cute Coloring Pages for Kids

by admin November 6, 2018

by admin November 6, 2018

21 Of the Best Ideas for Cute Coloring Pages for Kids .This is amazing! Thank you for…
Coloring Pages for Children
21 Best Kids Bible Coloring Page

by admin November 1, 2018

by admin November 1, 2018

21 Best Kids Bible Coloring Page .Super coloring – cost-free printable coloring pages for kids, coloring sheets,…
Baby Quotes
The 21 Best Ideas for Baby Friendship Quotes

by admin November 1, 2018

by admin November 1, 2018

The 21 Best Ideas for Baby Friendship Quotes .Most of us underestimate how challenging it is to…
Coloring Pages for Children
21 Of the Best Ideas for Valentines Day Coloring Pages for Kids

by admin October 31, 2018

by admin October 31, 2018

21 Of the Best Ideas for Valentines Day Coloring Pages for Kids .Super coloring – totally free…
Kids Fashion Ideas
The top 24 Ideas About Kids Fashion 2020

by admin October 31, 2018

by admin October 31, 2018

The top 24 Ideas About Kids Fashion 2020 .The Ultimate guide to infant garments Dressing up babies…
Baby Room Décor
The top 20 Ideas About Rubber Ducky Baby Shower Decorations Ideas

by admin October 30, 2018

by admin October 30, 2018

The top 20 Ideas About Rubber Ducky Baby Shower Decorations Ideas .When deciding on your child s…
Kids Party Ideas
The Best Ideas for Tea Party Hats for Kids

by admin October 30, 2018

by admin October 30, 2018

The Best Ideas for Tea Party Hats for Kids .It s a large headache when you require…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?