Category:

Kids

Kids Fashion Ideas
The 24 Best Ideas for Party Dress for Girl Child

by admin June 30, 2019

by admin June 30, 2019

The 24 Best Ideas for Party Dress for Girl Child .The Ultimate overview to child clothes Sprucing…
Kids Party Ideas
Best 24 Christmas Game for Kids Party

by admin June 24, 2019

by admin June 24, 2019

Best 24 Christmas Game for Kids Party .Well, escape area puzzles are generally oriented on miss who…
Baby Shower Party
25 Best Ideas Baby Girl Party

by admin June 19, 2019

by admin June 19, 2019

25 Best Ideas Baby Girl Party .Common presents connected to babies include diapers, blankets, baby playthings, bottles,…
Baby Room Décor
The Best Ideas for Unisex Baby Room Decor

by admin June 19, 2019

by admin June 19, 2019

The Best Ideas for Unisex Baby Room Decor .Babies enjoy to be shaken to sleep. And also…
Kids Room Décor Ideas
The Best Decals for Kids Room

by admin June 18, 2019

by admin June 18, 2019

The Best Decals for Kids Room .When it comes to developing your child’s room, flexibility is vital.…
Kids Room Décor Ideas
23 Of the Best Ideas for Kids Room sofa

by admin June 14, 2019

by admin June 14, 2019

23 Of the Best Ideas for Kids Room sofa .Youngsters use their rooms for all kind of…
Baby Shower Gifts
21 Of the Best Ideas for Corner Stork Baby Gifts

by admin June 14, 2019

by admin June 14, 2019

21 Of the Best Ideas for Corner Stork Baby Gifts .A baby shower is a monumental celebration…
Kids Fashion Ideas
Top 24 1940s Kids Fashion

by admin June 12, 2019

by admin June 12, 2019

Top 24 1940s Kids Fashion .The Ultimate guide to child clothing Dressing up babies can be really…
DIY Crafts for Kids
The top 22 Ideas About Scientific Crafts for Kids

by admin June 11, 2019

by admin June 11, 2019

The top 22 Ideas About Scientific Crafts for Kids .A little really felt, googly eyes, as well…
Recipes for Kids
25 Of the Best Ideas for Vitamix Baby Food Recipes

by admin June 5, 2019

by admin June 5, 2019

25 Of the Best Ideas for Vitamix Baby Food Recipes .When your kids start revealing a passion…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?