Category:

Kids

Kids Fashion Ideas
24 Of the Best Ideas for Kids Fashion Show

by admin July 17, 2019

by admin July 17, 2019

24 Of the Best Ideas for Kids Fashion Show .Sprucing up children can be truly enjoyable as…
Coloring Pages for Children
21 Of the Best Ideas for Free Christmas Coloring Pages for Kids

by admin July 17, 2019

by admin July 17, 2019

21 Of the Best Ideas for Free Christmas Coloring Pages for Kids .I am a Fourth Quality…
Baby Shower Party
The Best Baby Birthday Party Place

by admin July 17, 2019

by admin July 17, 2019

The Best Baby Birthday Party Place .When a baby shower is held after the birth of a…
Gifts for Kids
The top 22 Ideas About Mothers Day Gifts Kids Can Make

by admin July 17, 2019

by admin July 17, 2019

The top 22 Ideas About Mothers Day Gifts Kids Can Make .Not just do these bikes give…
Baby Shower Gifts
The 21 Best Ideas for Gift for 1 Year Old Baby Girl Birthday

by admin July 17, 2019

by admin July 17, 2019

The 21 Best Ideas for Gift for 1 Year Old Baby Girl Birthday .Everyday needs: Baby diapers,…
Gifts for Kids
The top 22 Ideas About Gifts for Disabled Child

by admin July 16, 2019

by admin July 16, 2019

The top 22 Ideas About Gifts for Disabled Child .Toy store racks are packed with the most…
Baby Quotes
21 Best Quote for Baby Shower Card

by admin July 15, 2019

by admin July 15, 2019

21 Best Quote for Baby Shower Card .After that, you recognize that you didn t have a…
Kids Fashion Ideas
The 24 Best Ideas for Baby Girl Fashion

by admin July 14, 2019

by admin July 14, 2019

The 24 Best Ideas for Baby Girl Fashion .The Ultimate guide to baby clothing Dressing up infants…
Recipes for Kids
25 Best Ideas Pear Baby Food Recipe

by admin July 12, 2019

by admin July 12, 2019

25 Best Ideas Pear Baby Food Recipe .When your youngsters start showing an interest in cooking, you’ll…
Recipes for Kids
25 Best Ideas Chocolate Cakes Recipes for Kids

by admin July 11, 2019

by admin July 11, 2019

25 Best Ideas Chocolate Cakes Recipes for Kids .When it comes time to eat, kids are completely…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?