Category:

Kids

Gifts for Kids
22 Of the Best Ideas for Creative Gifts for Kids

by admin September 7, 2019

by admin September 7, 2019

22 Of the Best Ideas for Creative Gifts for Kids .We additionally have presents for teen boys…
Quotes for Kids
The Best Ideas for Art Linkletter Kids Say the Darndest Things Quotes

by admin September 7, 2019

by admin September 7, 2019

The Best Ideas for Art Linkletter Kids Say the Darndest Things Quotes .We often assume about just…
Kids Room Décor Ideas
23 Ideas for Kids Room Inspiration

by admin September 6, 2019

by admin September 6, 2019

23 Ideas for Kids Room Inspiration .Youngsters use their bed rooms for all type of tasks. Resting,…
Kids Party Ideas
The Best Kids Tea Party Favors

by admin September 6, 2019

by admin September 6, 2019

The Best Kids Tea Party Favors .Well, there is no demand to hire a chief from a…
Kids Party Ideas
The top 24 Ideas About Kids Party Checklist

by admin September 5, 2019

by admin September 5, 2019

The top 24 Ideas About Kids Party Checklist .You can make this accessible for little kids also.…
Baby Quotes
Top 21 Talladega Nights Baby Jesus Quotes

by admin September 4, 2019

by admin September 4, 2019

Top 21 Talladega Nights Baby Jesus Quotes .When he finally was positioned right into my arms, I…
Gifts for Kids
Top 22 Best Harry Potter Gifts for Kids

by admin September 4, 2019

by admin September 4, 2019

Top 22 Best Harry Potter Gifts for Kids .Plaything shop shelves are loaded with one of the…
Baby Shower Gifts
The top 21 Ideas About Baby Wash Gift Set

by admin September 4, 2019

by admin September 4, 2019

The top 21 Ideas About Baby Wash Gift Set .When it comes to purchasing baby presents, the…
Baby Quotes
21 Best Happy Birthday Baby Girl Quotes

by admin September 4, 2019

by admin September 4, 2019

21 Best Happy Birthday Baby Girl Quotes .You understand you re going to have a child yet…
Kids Hairstyle Ideas
The top 23 Ideas About Kids Hair Etc

by admin September 3, 2019

by admin September 3, 2019

The top 23 Ideas About Kids Hair Etc .This stylish haircut has a lot going for it.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?