Category:

Kids

Gifts for Kids
The 22 Best Ideas for Last Minute Gifts for Kids

by admin September 12, 2019

by admin September 12, 2019

The 22 Best Ideas for Last Minute Gifts for Kids .Trying to find something a bit extra…
Baby Room Décor
20 Of the Best Ideas for 1st Birthday Party Decorations for Baby Boy

by admin September 12, 2019

by admin September 12, 2019

20 Of the Best Ideas for 1st Birthday Party Decorations for Baby Boy .When a crib is…
Gifts for Kids
Best 22 Tax Deductible Gifts to Child

by admin September 12, 2019

by admin September 12, 2019

Best 22 Tax Deductible Gifts to Child .Not only do these bikes offer a smooth flight for…
Kids Fashion Ideas
Best 24 Party Dresses for Girl Child

by admin September 11, 2019

by admin September 11, 2019

Best 24 Party Dresses for Girl Child .Sprucing up children can be truly enjoyable as well as…
Quotes for Kids
The Best Ideas for Quotes About Children Growing

by admin September 10, 2019

by admin September 10, 2019

The Best Ideas for Quotes About Children Growing .Growing up is never ever easy, and this thoughtful…
Coloring Pages for Children
The 21 Best Ideas for Pinkfong Baby Shark Coloring Pages

by admin September 10, 2019

by admin September 10, 2019

The 21 Best Ideas for Pinkfong Baby Shark Coloring Pages .Have and come fun with free tinting…
Gifts for Kids
22 Best Christmas Gifts for Kids Boys

by admin September 9, 2019

by admin September 9, 2019

22 Best Christmas Gifts for Kids Boys .Plaything shop racks are packed with one of the most…
Coloring Pages for Children
21 Ideas for Pbs Kids Coloring Games

by admin September 9, 2019

by admin September 9, 2019

21 Ideas for Pbs Kids Coloring Games .Super tinting – totally free printable coloring web pages for…
Recipes for Kids
25 Of the Best Ideas for Blue Hawaiian Punch Recipes for Baby Showers

by admin September 8, 2019

by admin September 8, 2019

25 Of the Best Ideas for Blue Hawaiian Punch Recipes for Baby Showers .We ve rounded up…
Gifts for Kids
22 Of the Best Ideas for Creative Gifts for Kids

by admin September 7, 2019

by admin September 7, 2019

22 Of the Best Ideas for Creative Gifts for Kids .We additionally have presents for teen boys…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?