Category:

Kids

Kids Party Ideas
The top 24 Ideas About Boston Tea Party Facts for Kids

by admin January 6, 2020

by admin January 6, 2020

The top 24 Ideas About Boston Tea Party Facts for Kids .You can make this easily accessible…
Kids Room Décor Ideas
Best 23 Storage Ideas for Kids Rooms

by admin January 2, 2020

by admin January 2, 2020

Best 23 Storage Ideas for Kids Rooms .Give your kid’s area a makeover that is sure to…
Coloring Pages for Children
21 Of the Best Ideas for Free Online Coloring Pages for Kids

by admin January 2, 2020

by admin January 2, 2020

21 Of the Best Ideas for Free Online Coloring Pages for Kids .Come as well as have…
Gifts for Kids
Top 22 Christmas Gift Bags for Kids

by admin January 2, 2020

by admin January 2, 2020

Top 22 Christmas Gift Bags for Kids .Plaything store shelves are loaded with one of the most…
Kids Room Décor Ideas
23 Ideas for How to Decorate A Kids Room

by admin December 31, 2019

by admin December 31, 2019

23 Ideas for How to Decorate A Kids Room .Versatility is necessary when it comes to making…
Kids Room Décor Ideas
The top 23 Ideas About Kids Room Tv Stands

by admin December 31, 2019

by admin December 31, 2019

The top 23 Ideas About Kids Room Tv Stands .Adaptability is important when it comes to creating…
Quotes for Kids
The top 20 Ideas About Easter Quotes for Kids

by admin December 31, 2019

by admin December 31, 2019

The top 20 Ideas About Easter Quotes for Kids .Individuals from every walk of life have something…
Kids Fashion Ideas
24 Ideas for Kids Design Own Dress

by admin December 30, 2019

by admin December 30, 2019

24 Ideas for Kids Design Own Dress .Dressing up children can be really enjoyable as well as…
Baby Shower Gifts
Best 21 New Baby Gift Delivery

by admin December 30, 2019

by admin December 30, 2019

Best 21 New Baby Gift Delivery .A child shower is a monumental event for the mom-to-be. It…
Kids Party Ideas
24 Best Ideas Summer Party Ideas for Kids

by admin December 29, 2019

by admin December 29, 2019

24 Best Ideas Summer Party Ideas for Kids .It s a huge headache when you need to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?