Category:

Kids

Kids Fashion Ideas
24 Best Ideas Kids Design Dress

by admin June 4, 2020

by admin June 4, 2020

24 Best Ideas Kids Design Dress .The Ultimate overview to infant clothes Sprucing up children can be…
Gifts for Kids
22 Of the Best Ideas for Mothers Day Gift Ideas for Kids

by admin May 16, 2020

by admin May 16, 2020

22 Of the Best Ideas for Mothers Day Gift Ideas for Kids .Not only do these bikes…
Coloring Pages for Children
The 21 Best Ideas for Free Halloween Coloring Pages for Kids

by admin May 4, 2020

by admin May 4, 2020

The 21 Best Ideas for Free Halloween Coloring Pages for Kids .We have some truly terrific tinting…
Gifts for Kids
The Best Ideas for Hot Christmas Gifts for Kids

by admin May 4, 2020

by admin May 4, 2020

The Best Ideas for Hot Christmas Gifts for Kids .There are numerous present concepts available to picked…
Gifts for Kids
22 Best How to Gift A House to A Child

by admin April 24, 2020

by admin April 24, 2020

22 Best How to Gift A House to A Child .Not just do these bikes supply a…
DIY Crafts for Kids
The Best Diy Kids Art Table

by admin April 13, 2020

by admin April 13, 2020

The Best Diy Kids Art Table .It s been a while since the Harry Potter mania, however…
Kids Party Ideas
The top 24 Ideas About Food for A Kids Party

by admin April 4, 2020

by admin April 4, 2020

The top 24 Ideas About Food for A Kids Party .Well, there is no need to employ…
Quotes for Kids
20 Best Kahlil Gibran Quotes On Children

by admin April 2, 2020

by admin April 2, 2020

20 Best Kahlil Gibran Quotes On Children .Growing up is never ever easy, and also this thoughtful…
Baby Shower Party
25 Ideas for Party City Costumes for Baby Girls

by admin March 31, 2020

by admin March 31, 2020

25 Ideas for Party City Costumes for Baby Girls .Infant shower games vary, occasionally consisting of basic…
Kids Room Décor Ideas
The top 23 Ideas About Kids Room Window Curtains

by admin March 24, 2020

by admin March 24, 2020

The top 23 Ideas About Kids Room Window Curtains .The shades displayed on this site are a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?