Category:

Kids

Quotes for Kids
The Best Ideas for Best Quotes for Kids

by admin November 25, 2020

by admin November 25, 2020

The Best Ideas for Best Quotes for Kids .Growing up is never ever very easy, as well…
Kids Room Décor Ideas
The Best Ideas for Bedroom Ideas for Kids

by admin November 24, 2020

by admin November 24, 2020

The Best Ideas for Bedroom Ideas for Kids .Kids use their bedrooms for all kind of tasks.…
Kids Fashion Ideas
24 Of the Best Ideas for Kids Fashion Instagram

by admin November 24, 2020

by admin November 24, 2020

24 Of the Best Ideas for Kids Fashion Instagram .The Ultimate guide to infant clothing Dressing up…
Baby Shower Party
25 Best Ideas Baby Shower Party Favor Boxes

by admin November 14, 2020

by admin November 14, 2020

25 Best Ideas Baby Shower Party Favor Boxes .Regular gifts connected to children include baby diapers, coverings,…
Coloring Pages for Children
The top 21 Ideas About Cute Animal Coloring Pages for Kids

by admin November 11, 2020

by admin November 11, 2020

The top 21 Ideas About Cute Animal Coloring Pages for Kids .Have and also come fun with…
Kids Party Ideas
24 Best Valentine Party for Kids

by admin October 26, 2020

by admin October 26, 2020

24 Best Valentine Party for Kids .Food preparation course. Well, there is no need to work with…
Baby Shower Party
The Best Places for Baby Birthday Party

by admin October 25, 2020

by admin October 25, 2020

The Best Places for Baby Birthday Party .The child shower is a family’s first chance to gather…
Kids Party Ideas
Best 24 Child Halloween Party

by admin October 17, 2020

by admin October 17, 2020

Best 24 Child Halloween Party .Well, there is no need to work with a principal from a…
Coloring Pages for Children
21 Of the Best Ideas for Kids Christmas Coloring Pages

by admin October 17, 2020

by admin October 17, 2020

21 Of the Best Ideas for Kids Christmas Coloring Pages .We have some truly terrific tinting web…
Coloring Pages for Children
21 Best Ideas Baby Zoo Animals Coloring Pages

by admin October 11, 2020

by admin October 11, 2020

21 Best Ideas Baby Zoo Animals Coloring Pages .Super coloring – cost-free printable coloring web pages for…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?