Category:

Kids

DIY Crafts for Kids
Best 22 Diwali Crafts for Kids

by admin March 9, 2020

by admin March 9, 2020

Best 22 Diwali Crafts for Kids .A little really felt, googly eyes, as well as adhesive, as…
Coloring Pages for Children
Best 21 Coloring Pages Of Baby Animals

by admin March 8, 2020

by admin March 8, 2020

Best 21 Coloring Pages Of Baby Animals .Vacations Coloring Pages Oh what enjoyable the holidays are with…
Baby Shower Party
25 Of the Best Ideas for Baby Girl Party Wear Dresses

by admin March 7, 2020

by admin March 7, 2020

25 Of the Best Ideas for Baby Girl Party Wear Dresses .The infant shower is a family’s…
Kids Room Décor Ideas
The 23 Best Ideas for Furniture for Kids Room

by admin March 4, 2020

by admin March 4, 2020

The 23 Best Ideas for Furniture for Kids Room .The tones presented on this website are indicative…
Kids Party Ideas
24 Of the Best Ideas for Kids Birthday Party Minneapolis

by admin March 3, 2020

by admin March 3, 2020

24 Of the Best Ideas for Kids Birthday Party Minneapolis .Well, there is no demand to hire…
Kids Room Décor Ideas
Best 23 Kids Living Room Ideas

by admin March 3, 2020

by admin March 3, 2020

Best 23 Kids Living Room Ideas .Kids use their bed rooms for all kind of activities. Sleeping,…
Baby Quotes
Best 21 Birthday Quotes for Baby Boy

by admin March 3, 2020

by admin March 3, 2020

Best 21 Birthday Quotes for Baby Boy .You understand you re going to have a youngster however…
Kids Hairstyle Ideas
The 23 Best Ideas for Donating Hair to Children

by admin March 2, 2020

by admin March 2, 2020

The 23 Best Ideas for Donating Hair to Children .Motivated by athletes as well as urban design,…
Coloring Pages for Children
21 Of the Best Ideas for Printable Coloring for Kids

by admin March 1, 2020

by admin March 1, 2020

21 Of the Best Ideas for Printable Coloring for Kids .Super coloring – cost-free tinting web pages…
Baby Shower Gifts
Top 21 Baby Doll with Stroller Gift Set

by admin February 29, 2020

by admin February 29, 2020

Top 21 Baby Doll with Stroller Gift Set .A child shower is a huge celebration for the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?