Category:

Kids

Gifts for Kids
The 22 Best Ideas for top Kids Christmas Gifts 2020

by admin February 18, 2021

by admin February 18, 2021

The 22 Best Ideas for top Kids Christmas Gifts 2020 .Toy shop racks are loaded with the…
DIY Crafts for Kids
22 Best Ideas Kids Thanksgiving Crafts

by admin February 18, 2021

by admin February 18, 2021

22 Best Ideas Kids Thanksgiving Crafts .Dream Catchers might show up challenging, however if you adhere to…
Coloring Pages for Children
21 Best Ideas Child Coloring

by admin February 9, 2021

by admin February 9, 2021

21 Best Ideas Child Coloring .Come and have fun with totally free tinting web pages appropriate for…
Baby Shower Party
25 Of the Best Ideas for Baby Dinosaur Party

by admin February 5, 2021

by admin February 5, 2021

25 Of the Best Ideas for Baby Dinosaur Party .Normal gifts related to infants include baby diapers,…
Kids Room Décor Ideas
23 Of the Best Ideas for Rug Kids Room

by admin February 2, 2021

by admin February 2, 2021

23 Of the Best Ideas for Rug Kids Room .Offer your kid’s room a remodeling that makes…
Baby Shower Party
The Best Welcome Baby Party Invitations

by admin January 27, 2021

by admin January 27, 2021

The Best Welcome Baby Party Invitations .Typical presents connected to babies consist of diapers, blankets, infant playthings,…
Kids Party Ideas
Best 24 Valentines Party Ideas for Kids

by admin January 25, 2021

by admin January 25, 2021

Best 24 Valentines Party Ideas for Kids .Well, there is no need to work with a principal…
Coloring Pages for Children
21 Ideas for People Coloring Pages for Kids

by admin January 21, 2021

by admin January 21, 2021

21 Ideas for People Coloring Pages for Kids .We have some truly fantastic coloring web pages for…
Baby Shower Party
25 Best Party City Baby Shower Stuff

by admin January 20, 2021

by admin January 20, 2021

25 Best Party City Baby Shower Stuff .Baby shower games vary, sometimes including conventional video games such…
Coloring Pages for Children
21 Best Happy Birthday Coloring Pages for Kids

by admin January 17, 2021

by admin January 17, 2021

21 Best Happy Birthday Coloring Pages for Kids .I am a Fourth Quality Catechist, and in the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?