Category:

Kids

Kids Room Décor Ideas
Best 23 Kids Homework Room

by admin June 19, 2023

by admin June 19, 2023

Best 23 Kids Homework Room .For the girl’s room, a spirited design in the kids’s area is…
Quotes for Kids
Best 20 Missing My Kids Quotes

by admin June 16, 2023

by admin June 16, 2023

Best 20 Missing My Kids Quotes .Individuals from every profession have something to say concerning kids. When…
Kids Room Décor Ideas
The top 23 Ideas About Best Paint for Kids Room

by admin June 16, 2023

by admin June 16, 2023

The top 23 Ideas About Best Paint for Kids Room .The shades displayed on this website are…
Recipes for Kids
The Best Ideas for Baby Food Recipe for 1 Year Old

by admin June 14, 2023

by admin June 14, 2023

The Best Ideas for Baby Food Recipe for 1 Year Old .We ve rounded up our favored…
Coloring Pages for Children
The Best Ideas for Baby Shower Coloring Book

by admin June 13, 2023

by admin June 13, 2023

The Best Ideas for Baby Shower Coloring Book .Super coloring – cost-free printable coloring pages for kids,…
Recipes for Kids
The Best Recipes for 8 Months Old Baby

by admin June 10, 2023

by admin June 10, 2023

The Best Recipes for 8 Months Old Baby .When your kids start revealing a rate of interest…
Recipes for Kids
Best 25 Smoothies Recipes for Kids

by admin June 2, 2023

by admin June 2, 2023

Best 25 Smoothies Recipes for Kids .I enjoy finding brand-new means to incorporate peanut butter, chocolate and…
DIY Crafts for Kids
The Best Thanksgiving Food Crafts for Kids

by admin May 30, 2023

by admin May 30, 2023

The Best Thanksgiving Food Crafts for Kids .It s been a while since the Harry Potter mania,…
DIY Crafts for Kids
The Best Easy Halloween Crafts for Kids

by admin May 30, 2023

by admin May 30, 2023

The Best Easy Halloween Crafts for Kids .Toddlers like dipping stamps right into ink pads or paint…
Coloring Pages for Children
The Best Ideas for Baby Lol Coloring Pages

by admin May 20, 2023

by admin May 20, 2023

The Best Ideas for Baby Lol Coloring Pages .I am a 4th Grade Catechist, and in the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?