Category:

Kids

DIY Crafts for Kids
22 Best Diy Baby Shower Ideas for Girl

by admin November 21, 2023

by admin November 21, 2023

22 Best Diy Baby Shower Ideas for Girl .Fantasize Catchers could show up complicated, yet if you…
Recipes for Kids
25 Best Ideas Baby Dutch Yellow Potatoes Recipes

by admin November 10, 2023

by admin November 10, 2023

25 Best Ideas Baby Dutch Yellow Potatoes Recipes .When it comes time to consume, youngsters are completely…
Kids Room Décor Ideas
The Best Ideas for Storage Kids Room

by admin November 8, 2023

by admin November 8, 2023

The Best Ideas for Storage Kids Room .Teen bed room ideas As kids grow up, their bedroom…
Baby Room Décor
20 Best Ideas Baby Room Decoration Items

by admin November 7, 2023

by admin November 7, 2023

20 Best Ideas Baby Room Decoration Items .Children love to be shaken to rest. As well as…
Kids Party Ideas
24 Best Birthday Party Venues for Kids In Mn

by admin November 5, 2023

by admin November 5, 2023

24 Best Birthday Party Venues for Kids In Mn .It s a big migraine when you need…
Coloring Pages for Children
Best 21 Easter Coloring Sheets for Kids

by admin October 29, 2023

by admin October 29, 2023

Best 21 Easter Coloring Sheets for Kids .Have and come enjoyable with totally free coloring pages ideal…
Coloring Pages for Children
Best 21 Bug Coloring Pages for Kids

by admin October 27, 2023

by admin October 27, 2023

Best 21 Bug Coloring Pages for Kids .This is awesome! Thank you for sharing this remarkable lesson.…
Quotes for Kids
20 Of the Best Ideas for Inspirational Quotes Children Books

by admin October 26, 2023

by admin October 26, 2023

20 Of the Best Ideas for Inspirational Quotes Children Books .Individuals from every profession have something to…
Kids Room Décor Ideas
The 23 Best Ideas for Cupcake Decorating Ideas for Kids

by admin October 12, 2023

by admin October 12, 2023

The 23 Best Ideas for Cupcake Decorating Ideas for Kids .Offer your youngster’s area a remodeling that…
Baby Shower Party
Best 25 Games for Baby Showers Party

by admin October 10, 2023

by admin October 10, 2023

Best 25 Games for Baby Showers Party .Typical gifts related to children include diapers, blankets, infant containers,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?