Category:

Kids

Recipes for Kids
25 Of the Best Ideas for Baby Recipes 1 Year Old

by admin July 21, 2018

by admin July 21, 2018

25 Of the Best Ideas for Baby Recipes 1 Year Old .When it comes time to consume,…
Kids Hairstyle Ideas
The 23 Best Ideas for Baby Boy Hair Products

by admin July 21, 2018

by admin July 21, 2018

The 23 Best Ideas for Baby Boy Hair Products .This spiky appearance absolutely fits the costs if…
Gifts for Kids
The 22 Best Ideas for Easter Gifts for Children

by admin July 19, 2018

by admin July 19, 2018

The 22 Best Ideas for Easter Gifts for Children .Seeking something a little more particular? We likewise…
DIY Crafts for Kids
22 Ideas for Prayer Craft for Kids

by admin July 19, 2018

by admin July 19, 2018

22 Ideas for Prayer Craft for Kids .Dream Catchers could show up challenging, but if you follow…
DIY Crafts for Kids
22 Ideas for Baby Animals Crafts

by admin July 19, 2018

by admin July 19, 2018

22 Ideas for Baby Animals Crafts .Let your budding researcher produce one or all these enjoyable Do…
Coloring Pages for Children
The 21 Best Ideas for Coloring Pages for Kids Christmas

by admin July 18, 2018

by admin July 18, 2018

The 21 Best Ideas for Coloring Pages for Kids Christmas .Super coloring – totally free printable tinting…
Gifts for Kids
The 22 Best Ideas for Cooking Gifts for Kids

by admin July 18, 2018

by admin July 18, 2018

The 22 Best Ideas for Cooking Gifts for Kids .There are great deals of ways for kids…
Coloring Pages for Children
21 Best Ideas Baby Princess Coloring Pages

by admin July 15, 2018

by admin July 15, 2018

21 Best Ideas Baby Princess Coloring Pages .We have some truly wonderful coloring web pages for this…
Recipes for Kids
The Best Recipes Baby Carrots

by admin July 15, 2018

by admin July 15, 2018

The Best Recipes Baby Carrots .When it comes time to consume, youngsters are completely unforeseeable they may…
Kids Room Décor Ideas
23 Best Ideas Dallas Cowboys Kids Room

by admin July 15, 2018

by admin July 15, 2018

23 Best Ideas Dallas Cowboys Kids Room .For the woman’s bedroom, a lively design in the kids’s…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?