Category:

Kids

Quotes for Kids
The Best Inspirational Quotes About Children Growing Up

by admin June 29, 2018

by admin June 29, 2018

The Best Inspirational Quotes About Children Growing Up .People from every profession have something to claim about…
Coloring Pages for Children
The top 21 Ideas About Christmas Coloring Sheets for Kids

by admin June 28, 2018

by admin June 28, 2018

The top 21 Ideas About Christmas Coloring Sheets for Kids .This is incredible! Thanks for sharing this…
Kids Fashion Ideas
Top 24 1980s Kids Fashion

by admin June 27, 2018

by admin June 27, 2018

Top 24 1980s Kids Fashion .The Ultimate overview to baby clothing Dressing up children can be actually…
Coloring Pages for Children
21 Ideas for Coloring Pages for Children On the Story Of Ruth and Naomi

by admin June 27, 2018

by admin June 27, 2018

21 Ideas for Coloring Pages for Children On the Story Of Ruth and Naomi .Super coloring –…
Kids Room Décor Ideas
23 Best Kids Bunk Room

by admin June 27, 2018

by admin June 27, 2018

23 Best Kids Bunk Room .As children grow up, their room becomes a place for them to…
Baby Quotes
The 21 Best Ideas for Baby First Step Quotes

by admin June 26, 2018

by admin June 26, 2018

The 21 Best Ideas for Baby First Step Quotes .You recognize you re going to have a…
Recipes for Kids
Top 25 6 Months Old Baby Food Recipes

by admin June 26, 2018

by admin June 26, 2018

Top 25 6 Months Old Baby Food Recipes .I love finding brand-new means to combine peanut butter,…
Baby Quotes
21 Of the Best Ideas for Baby Shower Cards Quotes

by admin June 25, 2018

by admin June 25, 2018

21 Of the Best Ideas for Baby Shower Cards Quotes .When he ultimately was put into my…
Kids Fashion Ideas
24 Of the Best Ideas for Korean Kids Fashion

by admin June 24, 2018

by admin June 24, 2018

24 Of the Best Ideas for Korean Kids Fashion .The Ultimate overview to infant clothing Sprucing up…
Baby Shower Party
The Best Welcome Baby Boy Party Ideas

by admin June 23, 2018

by admin June 23, 2018

The Best Welcome Baby Boy Party Ideas .When an infant shower is held after the birth of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?