Category:

Kids

Kids Room Décor Ideas
The Best Ideas for Kids Bedroom

by admin July 1, 2018

by admin July 1, 2018

The Best Ideas for Kids Bedroom .For the lady’s room, a playful style in the kids’s space…
Gifts for Kids
The top 22 Ideas About Gifts Of the Holy Spirit for Kids

by admin July 1, 2018

by admin July 1, 2018

The top 22 Ideas About Gifts Of the Holy Spirit for Kids .Toy shop racks are loaded…
Kids Room Décor Ideas
23 Of the Best Ideas for Kourtney Kardashian Kids Room

by admin June 30, 2018

by admin June 30, 2018

23 Of the Best Ideas for Kourtney Kardashian Kids Room .Give your youngster’s room a makeover that…
Baby Room Décor
20 Best Ideas Ideas for Girl Baby Shower Decorations

by admin June 29, 2018

by admin June 29, 2018

20 Best Ideas Ideas for Girl Baby Shower Decorations .This is a room we created for Jaeden.…
Gifts for Kids
22 Of the Best Ideas for Fathersday Gifts From Kids

by admin June 29, 2018

by admin June 29, 2018

22 Of the Best Ideas for Fathersday Gifts From Kids .We ve chosen some of the most…
Quotes for Kids
The Best Inspirational Quotes About Children Growing Up

by admin June 29, 2018

by admin June 29, 2018

The Best Inspirational Quotes About Children Growing Up .People from every profession have something to claim about…
Coloring Pages for Children
The top 21 Ideas About Christmas Coloring Sheets for Kids

by admin June 28, 2018

by admin June 28, 2018

The top 21 Ideas About Christmas Coloring Sheets for Kids .This is incredible! Thanks for sharing this…
Kids Fashion Ideas
Top 24 1980s Kids Fashion

by admin June 27, 2018

by admin June 27, 2018

Top 24 1980s Kids Fashion .The Ultimate overview to baby clothing Dressing up children can be actually…
Coloring Pages for Children
21 Ideas for Coloring Pages for Children On the Story Of Ruth and Naomi

by admin June 27, 2018

by admin June 27, 2018

21 Ideas for Coloring Pages for Children On the Story Of Ruth and Naomi .Super coloring –…
Kids Room Décor Ideas
23 Best Kids Bunk Room

by admin June 27, 2018

by admin June 27, 2018

23 Best Kids Bunk Room .As children grow up, their room becomes a place for them to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?