Category:

Kids

Kids Room Décor Ideas
The 23 Best Ideas for Cheap Kids Room Decor

by admin April 9, 2024

by admin April 9, 2024

The 23 Best Ideas for Cheap Kids Room Decor .The tones displayed on this website are a…
Coloring Pages for Children
21 Best Ideas Cute Baby Dragon Coloring Pages

by admin April 4, 2024

by admin April 4, 2024

21 Best Ideas Cute Baby Dragon Coloring Pages .I am a Fourth Grade Catechist, and also in…
Gifts for Kids
22 Best Gifts for Nerdy Kids

by admin April 3, 2024

by admin April 3, 2024

22 Best Gifts for Nerdy Kids .We ve selected some of the most prominent suggestions in a…
Kids Room Décor Ideas
The 23 Best Ideas for Rack Room Shoes Kids

by admin March 31, 2024

by admin March 31, 2024

The 23 Best Ideas for Rack Room Shoes Kids .Offer your youngster’s area a transformation that makes…
Baby Shower Gifts
21 Ideas for Thank You Gift for Doctor who Delivered Baby

by admin March 28, 2024

by admin March 28, 2024

21 Ideas for Thank You Gift for Doctor who Delivered Baby .Daily needs: Diapers, baby diaper lotion,…
Recipes for Kids
25 Best Ideas Baby Shower Punch Recipes with Sherbet

by admin March 24, 2024

by admin March 24, 2024

25 Best Ideas Baby Shower Punch Recipes with Sherbet .I enjoy discovering brand-new methods to combine peanut…
Baby Shower Gifts
Best 21 Cute Baby Girl Gift Ideas

by admin March 19, 2024

by admin March 19, 2024

Best 21 Cute Baby Girl Gift Ideas .At the end of a lot of showers, however, new…
Quotes for Kids
Best 20 Quotes About Being the Middle Child

by admin March 17, 2024

by admin March 17, 2024

Best 20 Quotes About Being the Middle Child .We typically believe concerning exactly how they speak to…
Kids Fashion Ideas
The 24 Best Ideas for 70s Fashion for Kids

by admin March 15, 2024

by admin March 15, 2024

The 24 Best Ideas for 70s Fashion for Kids .The Ultimate overview to baby clothes Dressing up…
Kids Fashion Ideas
24 Best Ideas 60s Fashion for Kids

by admin March 13, 2024

by admin March 13, 2024

24 Best Ideas 60s Fashion for Kids .The Ultimate overview to child garments Sprucing up infants can…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?