Category:

Jewelry

Jewelry Sets
25 Best Pear Shaped Wedding Ring Sets

by admin June 10, 2018

by admin June 10, 2018

25 Best Pear Shaped Wedding Ring Sets .Fashion jewelry collections make a superb gift for your spouse,…
Pins
Top 23 Pins On Backpack

by admin June 9, 2018

by admin June 9, 2018

Top 23 Pins On Backpack .There s no far better means to perk up your collar than…
Rings
21 Of the Best Ideas for Wedding Rings Gold

by admin June 6, 2018

by admin June 6, 2018

21 Of the Best Ideas for Wedding Rings Gold .Whether you re picking rings for your engagement…
Pins
The 23 Best Ideas for Harry Potter Pins

by admin June 1, 2018

by admin June 1, 2018

The 23 Best Ideas for Harry Potter Pins .Looking for fantastic outfit precious jewelry brooches and pins…
Engagement
22 Ideas for 3 Diamond Engagement Ring

by admin June 1, 2018

by admin June 1, 2018

22 Ideas for 3 Diamond Engagement Ring .The way in which a ruby is reduced will establish…
Brooches
The top 22 Ideas About Collar Brooches

by admin June 1, 2018

by admin June 1, 2018

The top 22 Ideas About Collar Brooches .Searching for incredible costume jewelry brooches and also pins on…
Rings
The 21 Best Ideas for Wedding Rings Under 1000

by admin June 1, 2018

by admin June 1, 2018

The 21 Best Ideas for Wedding Rings Under 1000 .A ring for today and all of your…
Rings
21 Best Mens Diamond Pinky Rings

by admin May 30, 2018

by admin May 30, 2018

21 Best Mens Diamond Pinky Rings .Whether you re picking out rings for your engagement or matching…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?