Category:

Jewelry

Necklaces
The Best Guitar Necklace for Guys

by admin July 8, 2018

by admin July 8, 2018

The Best Guitar Necklace for Guys .The larger the better is the phrase the some females live…
Body Jewelry
23 Best Ideas Body Jewelry Photoshoot

by admin July 8, 2018

by admin July 8, 2018

23 Best Ideas Body Jewelry Photoshoot .We specialize in wholesale body jewelry, providing the most recent and…
Body Jewelry
The Best Body Jewelry Tattoo

by admin July 8, 2018

by admin July 8, 2018

The Best Body Jewelry Tattoo .In the body adjustment industry, connects & tunnels are two of the…
Earrings
Best 24 Magnetic Stud Earrings

by admin July 8, 2018

by admin July 8, 2018

Best 24 Magnetic Stud Earrings .Earrings for ladies resemble seasonings for food. They make your face look…
Rings
21 Ideas for Art Deco Diamond Rings

by admin July 7, 2018

by admin July 7, 2018

21 Ideas for Art Deco Diamond Rings .A ring for today as well as all of your…
Rings
21 Best Kay Jewelers Men's Wedding Rings

by admin July 6, 2018

by admin July 6, 2018

21 Best Kay Jewelers Men&#039;s Wedding Rings .Whether you re picking rings for your interaction or matching…
Pins
The 23 Best Ideas for Kawaii Pins

by admin July 4, 2018

by admin July 4, 2018

The 23 Best Ideas for Kawaii Pins .Sparkling crystals embellish these likes outfit fashion jewelry breastpin pins…
Anklets
The Best Ideas for Anklet Photography

by admin July 4, 2018

by admin July 4, 2018

The Best Ideas for Anklet Photography .All of our bracelets and anklets include a flexible knot opposite…
Necklaces
The top 20 Ideas About Cross Diamond Necklace

by admin July 3, 2018

by admin July 3, 2018

The top 20 Ideas About Cross Diamond Necklace .Jewelry sets make an outstanding present for your better…
Jewelry Sets
Best 25 Wedding Ring Sets His and Hers

by admin July 2, 2018

by admin July 2, 2018

Best 25 Wedding Ring Sets His and Hers .Jewelry collections make an excellent present for your better…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?