Category:

Jewelry

Rings
The 21 Best Ideas for Light Up Diamond Rings

by admin July 8, 2019

by admin July 8, 2019

The 21 Best Ideas for Light Up Diamond Rings .Involvement rings are the supreme expression of love,…
Pins
The 23 Best Ideas for Pins Caseros

by admin July 8, 2019

by admin July 8, 2019

The 23 Best Ideas for Pins Caseros .Sparkling crystals adorn these enjoys costume jewelry brooch pins so…
Rings
The Best White Gold Wedding Rings

by admin July 7, 2019

by admin July 7, 2019

The Best White Gold Wedding Rings .Find the diamond interaction ring or bridal set of her desires…
Brooches
22 Of the Best Ideas for Brooches Flower

by admin July 6, 2019

by admin July 6, 2019

22 Of the Best Ideas for Brooches Flower .Sparkling crystals adorn these enjoys outfit jewelry breastpin pins…
Rings
21 Best Ideas Diamond Rings for Sale

by admin July 3, 2019

by admin July 3, 2019

21 Best Ideas Diamond Rings for Sale .Involvement rings are the ultimate expression of love, which is…
Earrings
24 Best Ideas Black Diamond Earring Studs

by admin June 23, 2019

by admin June 23, 2019

24 Best Ideas Black Diamond Earring Studs .A jewelry is an item of fashion jewelry affixed to…
Earrings
24 Best Ideas Cheap Real Diamond Earrings

by admin June 18, 2019

by admin June 18, 2019

24 Best Ideas Cheap Real Diamond Earrings .Jewelry for women are like seasonings for food. There are…
Rings
The Best Ideas for Vintage Wedding Rings 1920

by admin June 17, 2019

by admin June 17, 2019

The Best Ideas for Vintage Wedding Rings 1920 .Interaction rings are the best expression of love, which…
Earrings
Best 24 Earrings for Prom

by admin June 15, 2019

by admin June 15, 2019

Best 24 Earrings for Prom .An earring is a piece of precious jewelry connected to the ear…
Engagement
22 Best Princess Cut Halo Diamond Engagement Rings

by admin June 14, 2019

by admin June 14, 2019

22 Best Princess Cut Halo Diamond Engagement Rings .Possibly the most clearly visible among the 4 Cs…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?