Category:

Jewelry

Earrings
24 Best Ideas Black Diamond Earring Studs

by admin June 23, 2019

by admin June 23, 2019

24 Best Ideas Black Diamond Earring Studs .A jewelry is an item of fashion jewelry affixed to…
Earrings
24 Best Ideas Cheap Real Diamond Earrings

by admin June 18, 2019

by admin June 18, 2019

24 Best Ideas Cheap Real Diamond Earrings .Jewelry for women are like seasonings for food. There are…
Rings
The Best Ideas for Vintage Wedding Rings 1920

by admin June 17, 2019

by admin June 17, 2019

The Best Ideas for Vintage Wedding Rings 1920 .Interaction rings are the best expression of love, which…
Earrings
Best 24 Earrings for Prom

by admin June 15, 2019

by admin June 15, 2019

Best 24 Earrings for Prom .An earring is a piece of precious jewelry connected to the ear…
Engagement
22 Best Princess Cut Halo Diamond Engagement Rings

by admin June 14, 2019

by admin June 14, 2019

22 Best Princess Cut Halo Diamond Engagement Rings .Possibly the most clearly visible among the 4 Cs…
Rings
21 Best Nature Inspired Wedding Rings

by admin June 12, 2019

by admin June 12, 2019

21 Best Nature Inspired Wedding Rings .Interaction rings are the utmost expression of love, which is why…
Rings
The Best Ideas for Minimalist Wedding Rings

by admin June 11, 2019

by admin June 11, 2019

The Best Ideas for Minimalist Wedding Rings .Find the diamond involvement ring or wedding collection of her…
Anklets
20 Best Anklet Leather

by admin June 11, 2019

by admin June 11, 2019

20 Best Anklet Leather .Anklets were worn as an everyday ornament by Egyptian females of all social…
Rings
21 Best Cz Wedding Rings

by admin June 6, 2019

by admin June 6, 2019

21 Best Cz Wedding Rings .A ring for today and also all of your tomorrows. Locate the…
Necklaces
The 20 Best Ideas for Gold Bar Nameplate Necklace

by admin June 5, 2019

by admin June 5, 2019

The 20 Best Ideas for Gold Bar Nameplate Necklace .Each silver fashion jewelry established discovered in the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?