Category:

Jewelry

Earrings
The Best Kate Spade Christmas Bow Earrings

by admin September 13, 2019

by admin September 13, 2019

The Best Kate Spade Christmas Bow Earrings .It is said that a female is best defined by…
Bracelets
The top 21 Ideas About Pandora Bracelets for Kids

by admin September 11, 2019

by admin September 11, 2019

The top 21 Ideas About Pandora Bracelets for Kids .Arm bands are an exceptional gifting selection for…
Rings
The top 21 Ideas About Vintage Wedding Rings for Sale

by admin September 10, 2019

by admin September 10, 2019

The top 21 Ideas About Vintage Wedding Rings for Sale .Involvement rings are the ultimate expression of…
Pins
23 Best Ideas Brooch Pins

by admin September 9, 2019

by admin September 9, 2019

23 Best Ideas Brooch Pins .There s no much better method to liven up your collar than…
Brooches
The top 22 Ideas About Brooches Scarf

by admin September 7, 2019

by admin September 7, 2019

The top 22 Ideas About Brooches Scarf .Searching for magnificent outfit fashion jewelry breastpins and also pins…
Rings
21 Of the Best Ideas for Browning Wedding Rings

by admin September 5, 2019

by admin September 5, 2019

21 Of the Best Ideas for Browning Wedding Rings .Whether you re picking out rings for your…
Rings
21 Best Wedding Rings Under 300

by admin September 5, 2019

by admin September 5, 2019

21 Best Wedding Rings Under 300 .Whether you re choosing rings for your engagement or matching wedding…
Rings
The Best Mens Black Diamond Rings

by admin September 4, 2019

by admin September 4, 2019

The Best Mens Black Diamond Rings .A ring for today as well as all of your tomorrows.…
Rings
21 Best Ideas Simulated Diamond Rings

by admin September 3, 2019

by admin September 3, 2019

21 Best Ideas Simulated Diamond Rings .Whether you re picking out rings for your interaction or matching…
Jewelry Sets
25 Of the Best Ideas for Wooden Wedding Ring Sets

by admin September 1, 2019

by admin September 1, 2019

25 Of the Best Ideas for Wooden Wedding Ring Sets .The bigger the far better is the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?